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re: Need Some Help - Travel Credit Cards

Posted on 10/13/23 at 4:13 pm to
Posted by Jack_Handy
Sweet Home
Member since Apr 2020
104 posts
Posted on 10/13/23 at 4:13 pm to
Depending on how much you travel and/or eat out, look into the Chase Sapphire Reserve card. There is a $550 yearly cost, but you get $300 annual travel credit which lowers cost to $250 per year if you travel any at all. Some introductory offers may give you 60k-100k points after an initial minimum spend. Booking travel through the Chase portal (run by Expedia) gets you 10x points on hotels and car rentals, and 5x points on flights. Any other travel not booked through their portal gives 3x points. All dining (restaurants, fast food, Door Dash, etc) gets 3x points also. Those add up quick. Chase is a travel partner with United Mileage Plus, so you could transfer those points directly to United later if you choose to do so. If you decide to cancel the Reserve card later, you can move your points to the Freedom Unlimited card and keep them. Also, the Sapphire Reserve has no international fees so easy to use out of country.

My suggestion, since you already have the Chase Freedom, would be to get the Reserve, book your hotel and flights on it and any other future travel and dining. Use your Freedom Unlimited for all other purchases and then move your Freedom points over to the Reserve where they are worth more.
Posted by StringMusic
Metaire, LA
Member since Dec 2006
629 posts
Posted on 10/14/23 at 1:41 pm to
Chase Sapphire user here. For the net cost of $250 I haven’t paid for hotels or car rentals in several years.

I haven’t flown United in years but the Sapphire card is worth the cost for the other benefits.
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