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re: Vehicle insurance cost question for you La baws with kids

Posted on 8/16/23 at 1:31 pm to
Posted by thejudge
Westlake, LA
Member since Sep 2009
14098 posts
Posted on 8/16/23 at 1:31 pm to
Can you switch to an umbrella policy on everything and see if it's cheaper to insure while the kids are that young or under your roof driving...
Posted by madamsquirrel
The Snarlington Estate
Member since Jul 2009
49158 posts
Posted on 8/16/23 at 1:33 pm to
Umbrella is on top of your coverage and you have to have high vehicle policy limits. In my experience (and my nephew was just added to a policy and we were discussing this very thing because it increased the umbrella premium also) it is in addition to not in place of.

My experience was also the same as Jakes with SF. Put kid on cheapest rated car and they can drive any of them.
This post was edited on 8/16/23 at 1:35 pm
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