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Medicare Help

Posted on 8/10/23 at 5:25 pm
Posted by roux
Tiger Territory
Member since Dec 2006
1599 posts
Posted on 8/10/23 at 5:25 pm
Signed up in June & had insurance through my spouse but it still seems high. Anyone know the best source to get some advice on Medicare Advantage plans that may be cheaper or better for my situation. Thanks.
Posted by DowntheBayouTiger
Atlanta, GA
Member since Oct 2009
812 posts
Posted on 8/10/23 at 5:32 pm to
If you are looking for the best coverage, stay away from Advantage plans. It's a lot better to stay with regular Medicare and get a Supplement.
Posted by qualityf
Member since Aug 2005
209 posts
Posted on 8/10/23 at 5:51 pm to
Posted by Central MS
Madison MS
Member since Dec 2022
38 posts
Posted on 8/10/23 at 5:52 pm to
I encourage you to take 30 minutes and watch this tutorial.
As mentioned, Supplement plans are more flexible than Advantage plans.


LINK /
Posted by jerryc436
Franklin
Member since Jan 2014
521 posts
Posted on 8/10/23 at 6:10 pm to
I have many. friends and family that signed up for advantage plans because of the savings. Everything is fine as long as they were pretty healthy but most of them regret it as they age and have more medical problems. I got a supplement and have no regrets.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
71753 posts
Posted on 8/10/23 at 6:12 pm to
Advantage plans are a scam. Avoid them like the plague.
Posted by financetiger
Member since Feb 2008
1682 posts
Posted on 8/10/23 at 8:18 pm to
Don’t do it!!! You will regret it!!! They take your money and “manage” your plan all right. You will be told who you can see and the physicians will be told not to order the tests and services they recommend for you bc they won’t be paid. People think Medicare advantage plans are wonderful but they are so wrong. It’s crazy when you overhear someone saying “I have Humana. Humana Gold” like it’s a good thing.
Stay with Medicare and keep your red white and blue card. Your body and your health will thank you for it!!
Posted by geauxpurple
New Orleans
Member since Jul 2014
12725 posts
Posted on 8/11/23 at 12:13 pm to
I am sorry and surprised to hear the negative comments about the advantage plans. My wife and I will both turn 65 in the near future and we just signed up for HumanaGold.
It came highly recommend to us by a number of people.
Posted by FinleyStreet
Member since Aug 2011
7908 posts
Posted on 8/11/23 at 1:48 pm to
This is a pretty good article that talks about pros/cons of Medicare Advantage vs traditional Medicare.

LINK
Posted by Lawyered
The Sip
Member since Oct 2016
29696 posts
Posted on 8/11/23 at 9:14 pm to
Whatever you do, as far as your part d plans for prescription goes… make sure you have all your meds for you and your wife in order and make sure you get a plan where everything is covered

SOOOOO many times people sign up for the cheapest plan and don’t dig any at all only to find out their meds aren’t covered or are in a different tier where their copay is significantly higher than it was

Make sure you’re aware of your deductible and donut hole parameters
This post was edited on 8/11/23 at 9:14 pm
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