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What APY should I be getting with my savings account?
Posted on 5/19/23 at 5:22 pm
Posted on 5/19/23 at 5:22 pm
I currently have .01%.
How do I qualify for something much higher? Is there anything I should be aware of before going in?
How do I qualify for something much higher? Is there anything I should be aware of before going in?
8
Posted on 5/19/23 at 5:32 pm to BigD43
quote:At least 3.5%
What APY should I be getting with my savings account?
quote:Having an account with an institution offering said rate.
How do I qualify for something much higher?
quote:Make sure you’re not paying any fees.
Is there anything I should be aware of before going in?
Posted on 5/19/23 at 5:43 pm to BigD43
I’m getting 4.0% with Discover Bank
Posted on 5/19/23 at 7:22 pm to BigD43
The Apple Savings Account through Goldman Sachs is currently at 4.15%. It's super easy to move money in and out with no limits.
Posted on 5/19/23 at 8:39 pm to BigD43
4.15% with Marcus by Goldman Sachs. It's easy to open an account online.
Posted on 5/19/23 at 8:59 pm to BigD43
It was hard for me to leave a bank I had been with for decades but having hundreds of thousands doing squat and seeing rates rise forced my hand. Sucks having to shuffle finds around like you are shopping the best streaming service but that’s the current climate.
Posted on 5/19/23 at 10:31 pm to BigD43
Go to Investopedia.com and look at the highest paying banks out there. They are all online banks. I was getting .01% at USAA and had never even looked at it until one day I did and got out of that quickly. Currently at UFBDirect getting 5.02% APY, but they are at 4.81% APY now but grandfathered me. No fees, no minimum deposit to start, and they also have an ATM card. And FDIC insured. There are other banks out there just as good and some paying more. Not many reasons to stay at .01% for sure. Good luck. BTW, most will have some funky rules but once you figure them out banking there is easy.
Posted on 5/20/23 at 12:48 am to BigD43
I have Sofi, 4.20 savings. 1.20 checking.
Posted on 5/20/23 at 11:36 am to BigD43
Discover is just under 4% with no fees/no minimum
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