re: Credit card fraud question. Somebody got my shite.

Always jiggle ATM/fuel dispenser readers first to determine if they are wonky. These locations are a favorite target of people that install skimmers (the thing that reads track data, which is the stuff on the strip, which contains more than just the card #). Almost all of the surveillance is easy dodged via ballcaps and easily executed techniques. Furthermore, there was probably a $1-2 charge somewhere on your card that you didn't notice, which told the fraudster that the card was functional. This usually happens at gas stations.

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how do you go an entire month without glancing at your account?

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When you've been married, you don't want to know when you've had the conversation so many times.

I'm pretty damn sure Lyft and Uber don't send your primary account numbers to drives to run the cards themselves. Never been a driver, otherwise I would certainly say there is no F*@ing way.

It was probably at a low volume restaurant. For example, I haven't been defrauded for over a decade until I bought two beers at a run down Chili's while I waited for dance practice to wrap. Within 40 minutes, someone was buying shite, including from sites like GerberGear that I actually have bought stuff from.


Fraud detection is different between card present and card not present transactions. That's one reason skimmers are so bad, especially if you don't pay attention. Use the chip, use Apple Wallet, anything but swiping the card. Pumps that can't easily be seen from the people at the register are at higher risk, etc.

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We have access on our phones 24/7.

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Oh, but to maintain appstore ratings, the app has updated itself nine times in four weeks and logged me out without me noticing. Proactive stuff disappears.