re: How often do you pay your CC balance?

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also keep an excel file in which I track every single transaction I make, daily changes to brokerage accounts, etc. It takes some work, but I enjoy it, and have found that I've made bigger strides in my net worth since doing all this than before when I was just winging it.

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When I don't do this I spend like the US Congress

I have all my fixed expenses (RE Tax, Insurance, car notes) hit a sperate checking account - funded each paycheck. I think this is envelope method. I have some direct deposit hit savings. So paying weekly is just monitoring just for budget