re: How often do you pay your CC balance?

Twice. I have my bank's billpay system automatically push a payment after the statement closes to cover the minimum amount due. I do this for all my credit cards which I currently have 5. This is to make sure I don't get hit with any late charges.

Then about a week before the due date, I go and make payments to cover the rest of the balances. I have all my card statements close on about the same day, so I can do all of them at the same time.

While all of these cards offer autopay (they pull money from your account), I don't like that and prefer to "push" payments out. My billpay system has the ability to autopay some of these cards but I don't use it.

In the past, I have made extra payments before the statements close to keep my balances low. I do this if I know ahead of time, I'm going to apply for new credit, mortgage etc. This is to keep my credit utilization very low to increase my credit score.