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re: How Does Pain and Suffering Work Now? (Updated in OP)
Posted on 11/22/22 at 8:08 pm to MikeBRLA
Posted on 11/22/22 at 8:08 pm to MikeBRLA
quote:
Why did you pay a deductible if the other driver’s insurance paid for your car to be replaced? Sounds like you paid.
Is it not typical to pay your deductible to have your insurance deal with other parties and then have your deductible returned based on fault?
2
Posted on 11/22/22 at 9:27 pm to shutterspeed
quote:
Is it not typical to pay your deductible to have your insurance deal with other parties and then have your deductible returned based on fault?
Yes that is typical, but he said that the other party’s insurance bought him another car.
What you described is subrogation, a different process.
Posted on 12/10/22 at 2:55 pm to shutterspeed
I mean….no?
You can but it’s not a given.
You typically put the claim directly against the other insurance company if he is clearly at fault, just filing the incident with your for their awareness.
Because the other company is refusing to cover, you are still left holding the bag.
Oh, and congrats, your rates prob will go up in spite of not being at-fault.
You can but it’s not a given.
You typically put the claim directly against the other insurance company if he is clearly at fault, just filing the incident with your for their awareness.
Because the other company is refusing to cover, you are still left holding the bag.
Oh, and congrats, your rates prob will go up in spite of not being at-fault.
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