re: Capital One 360 Performance Savings - UPDATE: 4.35% APY as of 12/11/23

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Also did a goldman sachs 6 month CD at 5.2

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As things stand now, that’s a good yield. I was going to flip some money I have in a GS/Marcus HYSA to their 6 month CD, then saw that 26 week treasury bills are now paying 5.43% coupon equivalent (plus better tax treatment), so I went with the t-bills.

My wild guess is that rates may settle back down once the (current) clown show in D.C. concludes. But with continuing economic growth and inflation still issues in the Fed’s eye, rates could stay elevated. Still, I’m tempted to lock in some decent yields around this area with a portion of my sitting cash, just in case they do drop back. Anybody else have some thoughts along those lines?