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re: What is the difference in a deemed IRA Roth and a 401k Roth after tax?
Posted on 4/12/22 at 3:39 pm to L1C4
Posted on 4/12/22 at 3:39 pm to L1C4
IRA has a ~6k yearly "limit" and 401k has a ~20k yearly "limit". I think IRA is better because it does not force you to withdraw money at 72. After employer match for our traditional 401k, I am prioritizing maxing out me and my wife's Roth IRA. (side note: I am also 26 and this is the best I have come up with so far.)
This post was edited on 4/12/22 at 3:47 pm
1
Posted on 4/12/22 at 4:41 pm to Buddy the Tiger
quote:
think IRA is better because it does not force you to withdraw money at 72.
Why not just roll that into a Roth IRA if this is a concern?
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