re: When do the DEMs/Biden get serious about some Student Loan Forgiveness?

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Universities need to back student loans,

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We should also give out loans based on expected earnings. So, if you can make $50k coming out of college with your degree, you can take out a total of X of student loan debt.

If you can make $200k, you can take out more.

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Universities need to back student loans, not the government

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Motherfrickin this. No skin in the game, no incentive to manage the cost of education because they get whatever they charge with no oversight and 100% guarantee of repayment.