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Do you have a separate checking account from the spouse?

Posted on 1/17/22 at 10:42 pm
Posted by lsu xman
Member since Oct 2006
16683 posts
Posted on 1/17/22 at 10:42 pm
A girl from my work married rich. She can't dip into ol' baw checking acct.

Posted by Jeb Busch Lite
Member since Apr 2016
2533 posts
Posted on 1/17/22 at 10:42 pm to
At that point just get a prenup
Posted by rsbd
banks of the Mississippi
Member since Jan 2007
23217 posts
Posted on 1/17/22 at 10:44 pm to
I have 4 checking accounts
Posted by DragginFly
Under the Mountain;By the Lake
Member since Oct 2014
3685 posts
Posted on 1/17/22 at 10:44 pm to
Seems like we’ve been over this before.

We have two accounts, but they’re both joint accounts.
Posted by Impotent Waffle
Baton Rouge
Member since Sep 2007
10105 posts
Posted on 1/17/22 at 10:44 pm to
No. Dont see the point
Posted by DaBeerz
Member since Sep 2004
18289 posts
Posted on 1/17/22 at 10:46 pm to
Yes, been fine for 11 years. We tried a joint account for bills at one point and we sucked at it.
This post was edited on 1/17/22 at 10:51 pm
Posted by bhtigerfan
Baton Rouge
Member since Sep 2008
32932 posts
Posted on 1/17/22 at 10:48 pm to
Hell yeah. We were in our late thirties when we got married and both kept our separate accounts. We opened up a joint account that’s used to pay bills.
Posted by DavidTheGnome
Monroe
Member since Apr 2015
31249 posts
Posted on 1/17/22 at 10:48 pm to
I’ve never understood couples who do the "my money, her money" thing. Or splitting the bills where they each pay their half. Makes no sense to me and it’s almost like they’re roommates rather than husband and wife.

When married it’s all both of yours, both assets and liabilities. It especially makes no sense in a community property state but I disagree with the concept no matter where they are.
Posted by MardiGrasCajun
Dirty Coast, MS
Member since Sep 2005
5942 posts
Posted on 1/17/22 at 10:49 pm to
Absolutely yes.
Posted by sawtooth
Baton Rouge
Member since Jul 2017
3588 posts
Posted on 1/17/22 at 10:50 pm to
Yes. She has hers and I have mine.

Works perfectly since we both make about the same. We split the expenses…..

We never fight about money.
Posted by AUCE05
Member since Dec 2009
44859 posts
Posted on 1/17/22 at 10:50 pm to
Hell yes
Posted by TDsngumbo
Member since Oct 2011
48982 posts
Posted on 1/17/22 at 10:50 pm to
Absolutely not. We’re not trying to get divorced.
Posted by DavidTheGnome
Monroe
Member since Apr 2015
31249 posts
Posted on 1/17/22 at 10:52 pm to
quote:

At that point just get a prenup



This. Both parties having "their own money" just seems to be preparing for the inevitable divorce so that it can be quick, clean, and easy. Not a great way to share each other’s lives and be partners etc. Just….roommates.
Posted by LEASTBAY
Member since Aug 2007
16313 posts
Posted on 1/17/22 at 10:52 pm to
We do. And just split the bills 50/50. It works out well. We have a joint also but easier to individually track things.
Posted by Slevin7
Member since Sep 2015
2707 posts
Posted on 1/17/22 at 10:52 pm to
Absolutely. I’m not trying to get divorced.
Posted by Saskwatch
Member since Feb 2016
17968 posts
Posted on 1/17/22 at 10:52 pm to
Yes. I have a seperate checking account which is for personal use.

We share a joint checking account for bills, grocery, household expense, car insurance, children's various expenses, etc...

She also has a seperate checking account for her personal expenses (shopping, dinners w/ friends, etc...)

We have a joint savings account.

I can spend out of my seperate account freely. She can spend out of her seperate account freely. Alleviates any possible tension of spending on our frivolous items.
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
53589 posts
Posted on 1/17/22 at 10:53 pm to
Hell. Yes.
Posted by MardiGrasCajun
Dirty Coast, MS
Member since Sep 2005
5942 posts
Posted on 1/17/22 at 10:54 pm to
quote:

Yes. I have a seperate checking account which is for personal use.

We share a joint checking account for bills, grocery, household expense, car insurance, children's various expenses, etc...

She also has a seperate checking account for her personal expenses (shopping, dinners w/ friends, etc...)

We have a joint savings account.

I can spend out of my seperate account freely. She can spend out of her seperate account freely. Alleviates any possible tension of spending on our frivolous items.



All of this.
Posted by Abstract Queso Dip
Member since Mar 2021
5878 posts
Posted on 1/17/22 at 10:54 pm to
Not married but will always plan having my own account and a portion of my check going to it. I'd like to surprise her occasionally with a gift or spend a shitload of money on cool stuff like fishing tackle and stuff that goes boom that occasionally gets lost on bumpy boat rides.
This post was edited on 1/17/22 at 10:55 pm
Posted by theantiquetiger
Paid Premium Member Plus
Member since Feb 2005
20041 posts
Posted on 1/17/22 at 10:54 pm to
Been married for almost twenty years, we have separate checking accts.
She has her bills and I have mine. Now, we are on each other’s accts, and we can transfer funds between the accts on the app.
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