Bacchus

I just started my first watch of this series after seeing a clip on TikTok. Just finished the second episode and....spoilers...



When the flashlights go out on those three guys, and they're down there radiating to death, unable to accomplish their mission, knowing they're going to die anyway in the dark (I'm assuming). I hope episode 3 shows that one of these guys has some kind of back-up light, or a flare, but holy hell what an awful way to go. I'm hooked.

I would start by asking him to read:

Rich Dad, Poor Dad
The Little Book of Common Sense Investing

To echo what others have said, I don't think you get into rentals to necessarily beat your other investments. 17% may not continue, but it's very passive if you're into index funds.

Part of what I didn't see you address is your child situation. I'm looking into buying a property to AirBnd, but I have to get my kids through college first. Once they're off the "payroll", then my expenses go down and I can afford to take a little more risk.

At 65, you're going to have $188k/year in retirement income (assuming 4% withdrawal rate) from just your pensions and 401ks alone. I don't know how that compares to your current income, but that seems like plenty to me to live comfortably.

I think the biggest reason I've seen for getting into real estate for others in your situation is 1) to diversify their investments and 2) because it sounds fun. I'd want to buy one of the properties we currently stay at each year in Tennessee because I'd get to stay there for free once a year, and it sounds like it would be a fun "old person job" as my daughter calls it.

Financially, I don't see that you HAVE TO get into real estate, but if it's just you and your wife and you can afford to take a little risk, you might just enjoy the diversification (in both your finances and in your day-to-day activities of managing it). Just my two cents.

I use a combination of Bank of Oklahoma and Fidelity. The only reason I still have the BOK account is because my mortgage is auto-drafted from my checking there and I get like a .25% reduction in my rate. Once the mortgage is paid off, though, I'd go fully into Fidelity's cash management account. Same as others have mentioned here with the reimbursement of ATM fees. Just to have everything in one place with my retirement accounts and other investments - that's what I'd do.

"I've had an apostrophe!"

I just think it's funny that the Dems charge Trump with being a "threat to democracy", yet the same Dems are the ones removing their opponent's name from the ballot. Not allowing people to vote for their preferred candidate is the actual threat to democracy.

I also think it's funny that the same people that accuse the Right of loving guns more than the lives of innocent children killed in school shootings also call Jan 6th a failed insurrection. If it was an actual insurrection, don't you think those gun-loving citizens would have brought those guns with them and actually used them on that fateful day?

In RDR2, I wanted to play the good role, but all the fun side stuff required me to be evil. I'm just sitting there grilling some meat at my camp in the middle of a field and a wagon comes by with a lady in the back screaming for help. Let's go see what that is. Of course she's a criminal and I get dinged for killing the two guys driving the wagon. I could be "good" and ignore these random events, but then I wouldn't be playing the game. I did drop that guy off the cliff near the very beginning because I didn't want him to rat me out. That was more self-preservation than being "evil"...ok, I miss RDR2...looking forward to Starfield.

I'm looking to get back into Fantasy Baseball after sitting out since COVID. I'm interested in taking over for an inactive manager in a keeper league and trying to revive the team. Please let me know if you need a manager like that in your league. Thanks!

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What if only 1 parent was a descendant of a slave or 1 parent was 1/2 descendant, do you still get the same amount of money?

What if your descendants came to America after slavery do you still get money?

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Excellent questions. If these do become requirements to get paid, it would highlight another hypocrisy of the left. If you require someone's ID to vote, then you're a racist because "obviously" blacks can't get IDs. BUT, how do you prove that you are descended from slaves without not only an ID, but some form of genealogical research?

Agree with everyone above. Filed my taxes not knowing I was going to even get a K-1, then amended by return when I received it. Well, that put me in the back of the line to get my refund. It didn't show up for 10 months, but at least they included some interest.

The stock was even in tax deferred account, but it didn't matter. Even though the distributions were less than $1k, I still had to include it in my return.

Sold the stock and bought an ETF that included a large position in that stock, but without the K-1 nightmare.