Favorite team:Auburn 
Location:Georgia
Biography:
Interests:
Occupation:
Number of Posts:50
Registered on:5/8/2020
Online Status:Not Online

Recent Posts

Message
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^Introducing aujhw1, one of the biggest libtards message board posters anywhere who helped get Toomer's Corner shut down with constant bitch and whining to the mods. Have fun with this idiot. LOL


He’s full of white guilt and a false sense of superiority. He claims he isn’t but I’m pretty sure he is a black gay transgendered SNAP recipient abortion provider because those are the only topics he posts on.

I sure hope this forum is ready for:
- “That’s not the way I see it, at all.”
- A Christian who doesn’t believe the Bible and can’t tell you how or why he became a Christian
- Trying to turn every post into a tour de force of martyrdom.
- Someone who eternally lives in shades of gray because nothing NOTHING is black and white.

re: Potential solutions

Posted by Radyr on 5/31/20 at 11:41 am to
There will be no change until adults stop acting like children, social media bites the dust, fathers actualLy raise their children, kids learn that decisions have consequences, and we have a spiritual revival.
He’s the president, not the national grandfather, crossing guard, or hall monitor.

The less influence the federal govt has in our daily lives, the better.
LINK

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For the first time, the CDC has attempted to offer a real estimate of the overall death rate for COVID-19, and under its most likely scenario, the number is 0.26%. Officials estimate a 0.4% fatality rate among those who are symptomatic and project a 35% rate of asymptomatic cases among those infected, which drops the overall infection fatality rate (IFR) to just 0.26% — almost exactly where Stanford researchers pegged it a month ago. … Ultimately, we might find out that the IFR is even lower because numerous studies and hard counts of confined populations have shown a much higher percentage of asymptomatic cases. Simply adjusting for a 50% asymptomatic rate would drop their fatality rate to 0.2% – exactly the rate of fatality Dr. John Ionnidis of Stanford University projected.


And

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Health experts have noted that the faster the disease spreads and hits its peak, the fewer people will die.


So why are some places still locked down? Why are some still wearing masks and disinfecting everything they touch?

Fear. Virtue signaling. Wanting to trash the economy before the election. Other reasons?
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1. eliminate income tax


Yes.

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2. eliminate social security, food stamps


Yes.

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3. eliminate federal minimum wage


Yes.

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4. implement VAT


No.

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5. implement UBI (not income based)


No.



This. 1000 times this.
Who spends their time making up this crap?
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Their headline is a lot more shocking than the alternate, but same, headline: “People that lost a ton of money when the stock market crashed, got some of it back after it recovered!”


This is the right answer but that doesn’t sound nearly as sensational to the unthinking masses.
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sn't the Braves stadium in the suburbs? Would be funny if they did it there just to spite her.



It’s an outdoor space and indoors makes more sense in Atlanta in August. Cobb Galleria or Infinite Energy Arena in Gwinnett would make more sense.
Tent or camping is one thing; sleeping in my house is another.
As you get older, it is not uncommon to have trouble finding a particular word now and then. Biden has always been gaffe-prone. However, the increased incoherence of his speech indicates he isn’t on top of his game; whether or not he is in the early stages of dementia is for doctors to decide. I wouldn’t vote for his regardless.
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When you're sleeping, the government suggests you set the thermostat at 82 degrees.


Who can sleep at 82 degrees?

re: Post-Covid Behavior

Posted by Radyr on 5/24/20 at 4:11 pm to
People are getting over some of it already. I’m seeing kids playing in close contact with each other, people on boats, playing volleyball, shaking hands - in short being normal humans.

The risk is lower and lower the more we learn. Check the CDC’s latest numbers - overall mortality rate of 0.26%. Not much worse than the flu. Something like 0.05% for those under 50. Is it really such a deadly virus for most of us?

We are made to interact, have human contact, and be social. Being spaced 6 feet apart, wearing masks, etc. are against human nature.

re: Fox News’ Chris Wallace.....

Posted by Radyr on 5/24/20 at 4:02 pm to
He’s eaten up with TDS and goes pretty hard after anyone who is conservative. Waste of time to watch him.
I have a pair. I wear them. I don’t care.

re: Does Solo 401k make sense for me?

Posted by Radyr on 5/22/20 at 10:45 pm to
I set up my i401k with both traditional and Roth options. I contributed to both but the Roth is at a much lower amount.

re: Does Solo 401k make sense for me?

Posted by Radyr on 5/22/20 at 10:42 pm to
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Looks like I could set this up fairly easily through Vanguard where our IRAs are. I'm a simple portfolio guy, so I will only have 2-3 funds in the plan.

Account service fees
We charge $20 a year for each Vanguard fund held in a Vanguard Individual 401(k) account. The fee may be waived in certain circumstances.

Account setup & maintenance
There's no fee to establish an account.
For one-participant plans, annual filing of Form 5500 is required once the plan's assets reach $250,000 at the end of your plan year or you terminate your plan. We'll provide you with information each year to help you complete the form.


I have an LLC and set up my i401(k) through Vanguard. Very easy actually and not expensive. I already had other Vanguard accounts too.
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I think I am misstating my point. My point is if you received a loan for 2 months payroll and the 25%, and you kept payroll at the exact same level on an annual basis, you will not hit the 75% payroll requirement.

Lets keep it simple, one employee makes $100K cash with no other comp (again, keeping it easy). Your 2 month payroll would be $16,666 and your loan would be $20,833.

Then comes the forgiveness 8 weeks (NOT 2 months). You would pay this employee $15,385 during the 8 weeks which is 73.8% of the loan. You fail to hit 75%

It is absolutely bizarre that the two measures (2 months and 8 weeks) are not the same length of time. It creates unnecessary complication.


I am running into this. One employee, over $100K last year, capped at $100K annualized for loan forgiveness. I run payroll monthly, and I had to process payroll on 4/26 for April. Found out later that the PPP was funded on April 26.

Only if I can retroactively apply a portion of the PPP toward that payroll, a full month in May, and a partial month in June can I get to the $15,385 and that is below the 75% for full loan forgiveness. I plan on paying the difference back anyway, but this really messes up the calculation since I don’t pay every 8 weeks.