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Tiger1414
| Favorite team: | LSU  |
| Location: | Baton Rouge |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 23 |
| Registered on: | 6/28/2017 |
| Online Status: | Not Online |
Recent Posts
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re: Renting your home tax question.
Posted by Tiger1414 on 10/10/19 at 9:01 am
No tax expert here, but I think you will be on the hook for any gains, minus your expenses for the property (getting it ready for a renter). Also keep in mind of homestead exemption, if your county or parish has that. If you have it and switch it to your new house, your house payments for your old h...
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re: Say you're handed $500K in cash today.....
Posted by Tiger1414 on 8/28/19 at 11:15 am
Hmm. I'd pay 100k on mortgage or down payment for a new home. 50k for each kid in a 529. 50k in a high yield savings account to supplement an existing emergency fund. That leaves 200k. With that, I'd save 100k for down payments for 3 single family rental homes. I'd put the last 100k into starting a ...
re: Biting the Bullet on HVAC System
Posted by Tiger1414 on 8/23/19 at 10:56 am
I will be in a similar situation soon. My A/C guy has been talking up Daiken, a Japanese company with some operations out of Houston. He says all the popular name brands are basically the same and are nothing great....
re: Agapanthus dying
Posted by Tiger1414 on 8/22/19 at 12:55 pm
It would be better to water at 6am so that the plant has the rest of the day to dry out. If you water late, the plant will sit wet all night. Good mix for rot and disease. Also, if established, you don't need to water much. Only in dry spells....
re: What is your mortgage rate??
Posted by Tiger1414 on 8/22/19 at 8:34 am
3.875% - 30 yr in Nov. of 2017. What rate drop would make sense to justify a refi? 1 percentage point?...
re: Options within a Simple IRA?
Posted by Tiger1414 on 8/7/19 at 9:01 am
Shepard88- This is interesting. I will look further into it later this year. I could probably ask payroll to see if this is a big deal to switch. Certainly don't want to rock the boat or seem ungrateful. ...
re: Options within a Simple IRA?
Posted by Tiger1414 on 8/7/19 at 8:58 am
Thanks much for the explanations. Looks like I will let it ride for now since it just started. I know I am below chopped liver to those guys. I'll ask if there are any other lower fee options. ...
Options within a Simple IRA?
Posted by Tiger1414 on 8/6/19 at 4:22 pm
My office has a Simple IRA offered through Ameriprise. After digging a little deeper into the fees, they quoted 5.75% at each time of purchase of a fund, then the fund charges a 1% fee (I assume annually).
I contribute up to the office match. I've managed my own ROTH through Vanguard for the pas...
re: I would like to beat Alabama
Posted by Tiger1414 on 7/30/19 at 2:32 pm
If I had to choose between #1) beat Bama or #2) not beat Bama... mmm... I would have to choose to beat Bama....
re: Tip of the hat to Lanard
Posted by Tiger1414 on 7/29/19 at 4:58 pm
Agreed, love this guy. Always seemed to be explosive on his very limited carries. I hope that coaches can find a role for him. ...
re: Anyone shop CDs lately?
Posted by Tiger1414 on 7/24/19 at 8:12 am
No CDs, but Wealthfront has a 2.57% high interest savings account....
re: Your best and worst stock purchases
Posted by Tiger1414 on 7/23/19 at 3:03 pm
AAPL back in 2005,... rode SDRL all the way down....
re: Any tips for first time house searching?
Posted by Tiger1414 on 4/29/19 at 10:30 am
Note the condition of your future neighbor's properties. (Is the fence line cleaned, yard kept up?) This will tell you a lot about the type of people living next to you. I wish I'd noticed a few things......
re: LA START 529 Tax Deductions
Posted by Tiger1414 on 12/7/18 at 12:06 pm
Can 529 funds go to private school- middle school and high school? For some reason, I thought that some states legislated this option, but Louisiana did not....
re: What will be the outcome of the LSU/Alabama game? Get your predictions in!
Posted by Tiger1414 on 10/31/17 at 7:45 am
Hope I am wrong, but...
Bama 35
LSU 14
:geauxtigers:...
re: Tiger Stadium sound coordinator: an open plea from Tiger Nation
Posted by Tiger1414 on 10/10/17 at 8:09 am
Yes! I took my 73 year old father to the game, and the horrible rap music was blaring. He was miserable. I was too....
re: LSU @ Florida Predictions Thread.
Posted by Tiger1414 on 10/4/17 at 9:08 am
UF 28
LSU 14
:banghead:...
re: I just opened my Vanguard Roth IRA account
Posted by Tiger1414 on 8/23/17 at 4:32 pm
Target Retirement Fund is the easiest. You could set an automatic draft weekly or monthly in order to average out your buy costs. After you learn a bit more about the different funds, you can sell a bit of the target retirement fund to buy other funds. Usually minimum buy prices are $3,000 for the f...
re: Another Roth IRA Discussion.
Posted by Tiger1414 on 8/22/17 at 9:35 am
Roll over to Vanguard Roth, then choose a low cost index fund. That will save you dough on the fees....
re: Parking $50k for 24 to 36 months
Posted by Tiger1414 on 8/17/17 at 10:31 am
Capital One 360 has a 1.1% money market rate, and CDs for 24 months at 1.6%. I think the penalty for pulling the money out early is six months interest. The account is very easy to set up. I am also concerned about the market being high, but I'm no professional...
I have part of my emergency fund...
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