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rockyvol
| Favorite team: | LSU  |
| Location: | Gonzales |
| Biography: | A Tennessee transplant since 1995 with 25 years in the mortgage biz and 20 years as a Notary Public. I love helping the next generation of homeowner and love to talk about financial literacy. |
| Interests: | Tennessee and LSU football, Live Music, Traveling |
| Occupation: | Mortgage Loan Originator & Notary Public |
| Number of Posts: | 4 |
| Registered on: | 3/10/2014 |
| Online Status: | Not Online |
Recent Posts
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re: Closing on home this Friday
Posted by rockyvol on 2/16/22 at 3:35 pm to Bayou_Tiger_225
Make sure you hit the ground running with a budget. Chances are that this will not be your forever home, so it is important to plan ahead and grow your equity, reduce the interest you pay on the mortgage, tackle high interest debt. I am sure your lender went over all of these things with you, but if not, I'm happy to help. 2254144034 Traci
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re: Current Mortgage Rates
Posted by rockyvol on 9/18/20 at 1:24 pm to hawkeye007
They actually postponed the .5 hit on pricing until December. There was such a outpouring of opposition by those of us in the industry and others that they felt it would be counterproductive to do right now. I am hoping they indefinitely postpone, but that is unlikely. When I started in the biz, rates were double digits. They have never been lower than they are now for sure.
A VA Streamline or Interest Rate Reduction Loan (IRRL) is not a scam. It would take diving into your specific numbers to determine if a)lowering your rate only .5 and b)paying a fee (or points) would beneficial to you. You have to look at short term and long term savings vs. how long you are planning on staying in the home, etc. Definitely look at more than just rate if you are considering this.
I am happy to sort out the math if you would like. 225-931-1304 Traci
I am happy to sort out the math if you would like. 225-931-1304 Traci
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