re: Travel credit card

quote:

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True. But the OP hasn’t given us a lot of info. Just asking for the best travel card. Not the best way to take advantage of the system.

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His inquiry was focusing on two aspects...rewards and points.

Certain cards offer better rewards, reward earnings are directly tied to spending as mentioned earlier but as far as point accumulation multiple cards definitely plays a role in that. Advising against it, when thats exactly what he said he is looking for is more of your personal preference rather than a recommended strategy.

What’s the best credit card for travel rewards and points?


The process of rotating through cards isn't that complicated and once you have done it once or twice it takes me less time to roll everything over than it does to pay my monthly bills that arent on autopay; it's not like I[m switching banks every year or so.

I get that it can seem imitating and I don't necessarily suggest suggest starting out by trying to juggle 3 or 4 cards in one year BUT rotating through a couple of cards every couple of years or so is a tried and true strategy that pays BIG dividends for those who can manage to may off their monthly spending.

The process starts with one card but it's good to mention the thought of rotating cards so they can document/track when they applied for the card, then document when their year anniversary is so they can drop that card again (if they want) before they are hit with the annual fee a second time.

For example...let's just say he applies for the Cap 1 Venture today and is approved; it's a good idea to mark that in his calendar and put a reminder for one year from now to consider looking into other cards, what are their current promo offers, etc. Maybe he wants to keep that card and add another, then a year from now would be good time to do it (so he begins the process of accumulating new bonuses each year).