- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: udtiger's solution to Louisiana's auto insurance crisis
Posted on 4/17/25 at 4:43 pm to udtiger
Posted on 4/17/25 at 4:43 pm to udtiger
More simple.
1. Establish an average base value coverage for everyone. Then add on from that base amount for the individuals risk metrics.
2. The owner of the vehicles are responsible for insuring themselves for coverage over the average base value. If you are driving a $150,000 car and the base coverage value is $60,000, then you are responsible for the coverage above $60,000.
3. Incentivize auto manufacturers to offer model packages without all the technology that drives up repair claims.
It's ridiculous to put sensors in bumpers because they are called bumpers for a reason. It ridiculous to put sensors in windshields because windshields get cracked and a $1500 windshield replacement vs $250 is just dumb.
1. Establish an average base value coverage for everyone. Then add on from that base amount for the individuals risk metrics.
2. The owner of the vehicles are responsible for insuring themselves for coverage over the average base value. If you are driving a $150,000 car and the base coverage value is $60,000, then you are responsible for the coverage above $60,000.
3. Incentivize auto manufacturers to offer model packages without all the technology that drives up repair claims.
It's ridiculous to put sensors in bumpers because they are called bumpers for a reason. It ridiculous to put sensors in windshields because windshields get cracked and a $1500 windshield replacement vs $250 is just dumb.
This post was edited on 4/17/25 at 4:45 pm
0
Posted on 4/17/25 at 4:44 pm to FalseProphet
As an aside picture of this
Surveillance on a person allegedly injured in an automobile accident where they go inside to a clinic for 17 minutes
The medical record indicates a lumbar discectomy or he was under anesthesia for an hour and 15 minutes
I assume that never happens in Louisiana
Surveillance on a person allegedly injured in an automobile accident where they go inside to a clinic for 17 minutes
The medical record indicates a lumbar discectomy or he was under anesthesia for an hour and 15 minutes
I assume that never happens in Louisiana
Page 2 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News