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Started By
Message
re: Too Late Screwed Us Again!
Posted on 7/30/25 at 2:44 pm to AuburnTigers
Posted on 7/30/25 at 2:44 pm to AuburnTigers
quote:
Do you hear yourself Mr Elitist?
Sorry for knowing how to manage money I guess?
Lower rates will increase demand which in turn will increase prices. The idiots on here that are begging for lower rates will just be outbid in that situation by people who are more successful and have more money. Right now you can take your time and find a house with little competition. When rates go down you will be bidding against five other people. That's not what you want.
0
Posted on 7/30/25 at 2:46 pm to AuburnTigers
quote:
spending is only going to increase.
Not an excuse and it doesn't have to. We have a spending/entitlement problem not a rate problem.
Posted on 7/30/25 at 2:46 pm to SlowFlowPro
quote:bitch i just said that, then you tried to mock me because your reading comprehension skills are arse.
OK so the problem (inflation + high interest rates) is that prices are too high, as I've said before.
Now you are agreeing with me, but taking credit for what I said?
quote:They arent going to. You can wish in one hand and shite in the other, and see which gets filled first
We need housing prices to crash.
Posted on 7/30/25 at 2:47 pm to ronricks
quote:We had a money printing problem, a stolen election problem and now we are paying the price for the theft that took place under Biden.
Not an excuse and it doesn't have to. We have a spending/entitlement problem not a rate problem.
Posted on 7/30/25 at 2:48 pm to SlowFlowPro
There are no reason for interest rates to be this high. I don’t think they need to be as low as they were but it is impeding home buying. I can tell you specifically how much more it is with these rates as I’m designing a house to build and I’m in building construction. No reason at all.
Posted on 7/30/25 at 2:48 pm to SlowFlowPro
quote:
Why do we need to lower rates?
The economy seems to be doing fine, and unemployment is low.
I actually agree with you, even though it would help me as I closing on a new house in the next few months.
However, how can you explain the 0.50% reductions in rates right before the election other than trying to give the Democrats help in the election? At that time, inflation was much, much worse than it is today.
For no other reason, THAT is one reason for Trump and his supporters to push to lower rates now. By not lowering them, Powell is reinforcing how political the 0.50% actually was.
Posted on 7/30/25 at 2:48 pm to AuburnTigers
quote:
but taking credit for what I said?
quote:
Member since Aug 2013
Literally impossible with that join date
quote:
They arent going to.
We shall see. It seems like the market is about to burst at the seems and it keeps hoping for a rate cut that isn't coming. At a certain point the confidence will match reality and we'll see a major reaction, if we hold on.
The Airbnb crash will help a lot
Posted on 7/30/25 at 2:49 pm to back9Tiger
quote:
but it is impeding home buying.
High prices are impeding home buying.
They need to come down.
Posted on 7/30/25 at 2:49 pm to SlowFlowPro
quote:
be less efficient, not "wreck" the economy.
Less efficient is more moronic than "wreck".
You have no stance, no points, no values...unless someone tells you the Dem stance. Difference with republicans is we always hold our values etc, and cheer when the party matches. We dont change
Posted on 7/30/25 at 2:50 pm to RogerTheShrubber
Wrong. A quarter, half or 1 basis point will not over heat the market. It would have to be more than that.
Posted on 7/30/25 at 2:50 pm to SlowFlowPro
quote:The far more salient question is, why shouldn't we lower them.
Why do we need to lower rates?
The economy seems to be doing fine, and unemployment is low.
It's more salient because lending rates are specifically hurting young 1st time home buyers, as well as middle class consumers reliant on credit for large purchases. There is an additional associated escalating cost-of-carry on our National Debt for which we gain nothing except more debt. Yet, we're above rate target IAW the Taylor Rule. Why?
Posted on 7/30/25 at 2:51 pm to SlowFlowPro
quote:
High prices are impeding home buying.
Yes. Demand needs to sit for a while so that the real estate market is forced to reset. They have no incentive to if they think cheap money is about to flood in.
Posted on 7/30/25 at 2:51 pm to SlowFlowPro
quote:It literally happened in this thread, today, July 7th, 2025..
Literally impossible with that join date
quote:When they cut the rate in September, you will be wrong once again. Rate cuts are coming. Deny it all you want, but they are.
hoping for a rate cut that isn't coming
I'll be sure to point it out to you when they do cut them
Posted on 7/30/25 at 2:52 pm to NC_Tigah
quote:
why shouldn't we lower them.
Inflation
quote:
because lending rates are specifically hurting young 1st time home buyers,
Naw. High prices are doing that. Lowering rates just to artificially home prices, continuing the same policy we've seen since 2009, isn't a good one.
Posted on 7/30/25 at 2:52 pm to AuburnTigers
quote:
We had a money printing problem
Which started under Trump in March of 2020. Lets not forget that Trump wantined to give out even more 'stimulus' money than Congress would agree to and that Trump spent a whopping 7.8 Trillion in his first term and is going to eclipse that this term. Trump alone will add anywhere from 15 to 17 Trillion to the debt from his two terms. That is insanity.
This post was edited on 7/30/25 at 2:53 pm
Posted on 7/30/25 at 2:54 pm to AuburnTigers
quote:
It literally happened in this thread, today, July 7th, 2025..
LINK
quote:
Posted on 7/30/25 at 2:04 pm to Arkaea79
What post did you have before that?
Or are you talking about this later post, where you did not discuss housing prices specifically?
LINK
quote:
Home loans are too expensive.
Oh wait, I responded to that
quote:
The answer there is lowering prices.
Lowering rates would increase prices.
Posted on 7/30/25 at 2:54 pm to SlowFlowPro
quote:Yes. So are high rates.
High prices are impeding home buying.
Posted on 7/30/25 at 2:55 pm to ronricks
quote:Due to Dems releasing Covid to usher in mail in ballots so they could steal the 2020 election.
Which started under Trump in March of 2020
Posted on 7/30/25 at 2:56 pm to SlowFlowPro
Now you are a fake economist. JC dude.
Posted on 7/30/25 at 2:57 pm to NC_Tigah
quote:
It's more salient because lending rates are specifically hurting young 1st time home buyers
So you think the historically normal interest rate is what’s hurting buyers and not the massively inflated market prices themselves?
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