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re: Idea for addressing home afforability

Posted on 12/23/25 at 2:10 pm to
Posted by the808bass
The Lou
Member since Oct 2012
125547 posts
Posted on 12/23/25 at 2:10 pm to
Housing demand drives the economy on both sides.

It’s hard to imagine how to drastically affect home affordability without massive second and third order effects.

If you could cut 10% of housing prices, does that address affordability in any meaningful way?

This is probably a more specific question. And it’s geared around urbanization. House affordability is an issue in urban areas. And that’s driven by population density and urban demand.


Posted by Rip Torn
Member since Mar 2020
5913 posts
Posted on 12/23/25 at 2:12 pm to
Lower mortgage interest rates and stop allowing goofballs who want a house on the beach or high crime areas drive up insurance premiums for everyone else, make property tax deductible
Posted by GreatLakesTiger24
Member since May 2012
59141 posts
Posted on 12/23/25 at 2:44 pm to
quote:

Arguably don't think that matters for anyone middle class or above. The ones, and from your post history I know you know this, that impact the good housing inventory the most are here legally.
probably mostly true

I do think they help in jacking up rents for younger people/renters though in some areas. Hispanic families living in apartments/condos/duplexes that were traditionally young professionals and black families, here in New Orleans.
Posted by BTROleMisser
Murica'
Member since Nov 2017
9787 posts
Posted on 12/23/25 at 3:06 pm to
quote:

Stop the federal gov't from importing millions of illegals who they then subsidize or outright pay for their housing. Fannie Mae and orgs under blackrock and blackstone who rent from their staggering inventory ultimately facilitate a large portion of this for the Marxist feds.


That would be what I'd recommend, for starters.
Posted by BTROleMisser
Murica'
Member since Nov 2017
9787 posts
Posted on 12/23/25 at 3:10 pm to
quote:

Link? Would love to read about this.


You still one of the libs denying this happened?

Wow.

Posted by BTROleMisser
Murica'
Member since Nov 2017
9787 posts
Posted on 12/23/25 at 3:12 pm to
But that's a Fox News report. CBS, CNN and MSNBC never reported on this, so... Not true. Apparently.
Posted by BTROleMisser
Murica'
Member since Nov 2017
9787 posts
Posted on 12/23/25 at 3:13 pm to
Federal government also gave billions (in tax payer funds) to NGO's which paid to house illegals.
Posted by LSUGrad2024
Baton Rouge
Member since Sep 2023
568 posts
Posted on 12/23/25 at 3:40 pm to
quote:

offer on a 10 year old 1350 sqft house thats listed for 225k


That goes for about 365k where I'm at
Posted by David_DJS
Member since Aug 2005
21845 posts
Posted on 12/23/25 at 3:44 pm to
quote:

Link? Would love to read about this.

You are retarded.

quote:

ETA: ah the classic downvote in lieu of a response when obvious bullshite is questioned

I didn't DV you. I called you retarded for not knowing fedgov subsidized housing for loads of illegals.
Posted by BHTiger
Charleston
Member since Dec 2017
8439 posts
Posted on 12/23/25 at 4:14 pm to
quote:

Increase property taxes for secondary residences (esp SFHs)



Umm no.

Do a sales tax and be done with it. Ownership should not be taxed.
Posted by Reagan80
Earth
Member since Feb 2023
1883 posts
Posted on 12/23/25 at 5:32 pm to
Why not allow assumable mortgages?
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