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Started By
Message
re: Cost of living?
Posted on 3/19/26 at 7:42 pm to Brosef Stalin
Posted on 3/19/26 at 7:42 pm to Brosef Stalin
quote:
Americans ended 2025 more in debt than ever before.
Govern me harder!
0
Posted on 3/19/26 at 7:42 pm to DeathByTossDive225
quote:
Whether you wear a suit or work a trade, housing is more expensive
There is a big reason why it is so much more expensive. Majority of people are building houses much more elaborate than what the average homeowner had in the past. The starter houses that people were grateful to have in the past would be laughed at now by most people. The houses built nowadays have so many things that aren’t needed and are just a way for people to show off. Goes hand in hand with the $80,000 vehicles.
With all that said people aren’t starving and are doing fine.
Posted on 3/19/26 at 7:48 pm to aib799
quote:
Majority of people are building houses much more elaborate than what the average homeowner had in the past.
Majority of people are not moving into newly built houses. My house was built in the 70s. It’s a shitfrickton more expensive now than it was in the 70s, 80s, 90s, or even the 2000s.
If that trend continues, and every indication is that it will, that’s great for me.
Notsomuch for any kids who don’t yet own homes.
quote:
Goes hand in hand with the $80,000 vehicles
This is definitely not most people either.
This post was edited on 3/19/26 at 7:50 pm
Posted on 3/19/26 at 7:53 pm to DeathByTossDive225
quote:
Majority of people are not moving into newly built houses.
More are than aren't. Anecdotally, my daughter bought a new build because of interest rates and incentives. Dec 2025.
eta... I'm wrong and misread what I quoted
quote:
New home sales are currently outpacing the sale of existing homes, as high mortgage rates create a "lock-in" effect for current homeowners, reducing the supply of used homes. As of late 2024 and early 2025, buyers are shifting toward new construction due to builder incentives, lower price-per-square-foot in many areas, and greater availability.
This post was edited on 3/19/26 at 8:13 pm
Posted on 3/19/26 at 7:58 pm to SallysHuman
quote:
More are than aren't.
I’m seeing that new builds are more popular than they used to be but still a minority of purchases.
Numbers vary 10-30% depending on the source. Most of the increase in new builds was after Covid due to incentives.
I think even if this were true, anyone who has bought or sold an existing house in the last decade can attest to the inflation in that market.
This post was edited on 3/19/26 at 8:00 pm
Posted on 3/19/26 at 8:01 pm to DeathByTossDive225
quote:
I’m seeing that new builds are more popular than they used to be but still a minority of purchases.
I am wrong. I completely misunderstood what I read.
Posted on 3/19/26 at 10:13 pm to SallysHuman
Builders have been paying points towards homebuyers mortgages for years now.
The amount of homebuyers buying brand new homes is limited by the number of new homes built (versus the supply of everything else ever built. Ever). Duh.
Im sure "time on the market" numbers support new home construction numbers being a much "hotter" product than resales.
The amount of homebuyers buying brand new homes is limited by the number of new homes built (versus the supply of everything else ever built. Ever). Duh.
Im sure "time on the market" numbers support new home construction numbers being a much "hotter" product than resales.
Posted on 3/19/26 at 10:21 pm to DeathByTossDive225
quote:
Whether you wear a suit or work a trade, housing is more expensive. People should be able to make an honest living however they like if they work hard for it. That said, paying flagship U prices for just any degree without a plan is no longer good advice.
It’s still too expensive & I’m not going to blame people who want to go to school for that.
quote:
Im not sure i 100% understand what you keep referencing with consolidation.
Consolidation, acquisition, merger, the largest company’s becoming larger, competition becoming less etc.
Economies of scale actually show there are efficiency benefits to monopolies (I’m using the term as an extreme example of consolidation)... so the global GDP arms race favors national politics friendly to consolidation. The flip side of that is excess consolidation eventually has very negative consequences domestically.
In this way, the whole first world economy is walking a sort of tight rope… but that turn of phrase may be generous because the numbers consistently only trend in one direction.
Consolidation is good for the companies, good for the market, and good for the country.
All of that assumes a few principles.
1) they have good leadership. For one company to have a strength position to assume another is a positive indicator
2) Politics is not picking winners and losers. Laws, contracts, and legal decisions are not biased towards political donors or lobbyists.
3) There are 2 mega companies competing against one another or 3 large companies fighting over market share (2 smaller ones in size if grouped together compete similarly with the largest).
The consumer benefits with lower priced goods/services.
The economy is enabled to put resources, talent, and jobs to more efficient use.
Posted on 3/19/26 at 10:50 pm to aib799
Credit society
Posted on 3/19/26 at 11:02 pm to Tammany Tom
quote:
That’s “household” income, which is different from personal income. Also, I can go to 10 different sources, and get 10 different answers. So… let’s just take the average of all the sources and say individual income has gone up 40–50%.
If individuals are regularly competing with 2 income households for home purchases, they are fricked.
Every home sale has 1 winner.
It is zero sum.
Posted on 3/19/26 at 11:42 pm to Tammany Tom
“Since 2000”
Everywhere you look driving around there are nail salons,vape shops,tattoo shops,cell phone stores,fast food joints,chain restaraunts.Somebody is spending money there or they wouldn’t be open.Definitely see a lot of tats.
Then in a lot of cities in Louisiana there are these colonic hydrotherapy salons (enema),$125-150 for a frickin enema unless you sign up for 10/$1000.
Then there are ionic detox foot baths places ( total scam).Supposed to pull toxins out of the body through the soles of feet.$40.
Google how many of these rip off joints there are.Ellick doesn’t have any enema places but there are2-3 of the foot bath places.
My opinion is lots of mostly younger people are pissing away a lot of money
while they’re bitching and moaning about “affordability”.
Everywhere you look driving around there are nail salons,vape shops,tattoo shops,cell phone stores,fast food joints,chain restaraunts.Somebody is spending money there or they wouldn’t be open.Definitely see a lot of tats.
Then in a lot of cities in Louisiana there are these colonic hydrotherapy salons (enema),$125-150 for a frickin enema unless you sign up for 10/$1000.
Then there are ionic detox foot baths places ( total scam).Supposed to pull toxins out of the body through the soles of feet.$40.
Google how many of these rip off joints there are.Ellick doesn’t have any enema places but there are2-3 of the foot bath places.
My opinion is lots of mostly younger people are pissing away a lot of money
while they’re bitching and moaning about “affordability”.
Posted on 3/20/26 at 8:41 am to LSUA 75
quote:
Everywhere you look driving around there are nail salons,vape shops,tattoo shops,cell phone stores,fast food joints,chain restaraunts.Somebody is spending money there or they wouldn’t be open
Low rent, low inventory cost, low salary business that occupy otherwise useless commercial real estate
Posted on 3/20/26 at 9:14 am to aib799
quote:
Majority of people are building houses much more elaborate than what the average homeowner had in the past.
more like developers. You'd have to find land and hire a contractor to custom build anything less than 2500 sq ft anymore.
Posted on 3/20/26 at 9:50 am to yakster
quote:To be fair, these look great but mechanics I trust tell me these vehicles are built today for short term ownership .... leasing and are expensive to maintain past 100k mile
Sure do see a lot of BMW’s, Audi’s, Range Rovers, and other high dollar cars riding around.
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