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re: Betting markets are currently pricing in a 95% chance of no change in interest rates
Posted on 6/4/25 at 8:12 am to SDVTiger
Posted on 6/4/25 at 8:12 am to SDVTiger
quote:
hey are too restrictive and it needs another 1% cut however you break it down by the end of the year. And they will be cutting
Too restrictive to what exactly? Too restrictive for businesses or consumer credit? A lot of consumer credit outside of mortgages is unsecured credit. Are you saying rates on credit cards are too restrictive?
0
Posted on 6/4/25 at 8:13 am to SlowFlowPro
quote:
When did the Green New Deal pass?
Infrastructure bill, inflation reduction act, new green deal whats the difference
Can you link me to your threads where you were livid over that spending. For research purposes
Posted on 6/4/25 at 8:13 am to stout
quote:
However, if you want lower mortgage rates, then you should be crying about the money printing the Big Beautiful Bill will cause, which will affect the 10YY more than whatever the Fed does
The median 30-year mortgage rate since Freddie Mac began tracking rates in April 1971 is 7.33 percent. If you are holding out hope that rates will be sub-4% (maybe even sub-5%) I wouldn't bet on it. Those rates are a historic anomaly.
Posted on 6/4/25 at 8:14 am to SDVTiger
quote:
Can you link me to your threads where you were livid over that spending. For research purposes
SFP has bitched about spending from both sides
He is harder on the so-called conservatives' spending because they are hypocrites. Everyone knows Dems are going to spend like crack whores.
Posted on 6/4/25 at 8:15 am to SlowFlowPro
quote:
Dude crime is plummeting after the post Covid spike
I'm not talking holistically - I'm specifically referring to the areas near our biggest job markets. We need our younger folks to join the ownership class, and it's difficult in a lot of cities when the most convenient areas are either very expensive or very dangerous.
I figured that progressives like you would understand that. You guys tend to hate suburban sprawl. Nothing fuels that faster than a permanent criminal element in the inner cities where "right sized" housing was already built 50 years ago. The exact policies that y'all support are creating a problem that y'all try to fight by starving this country of highway infrastructure dollars and anti-development policies.
If we are going to deficit spend - we should do it to build something that will expand and boost our productivity and GDP. Things like bridges, highways, ports, etc. are worthwhile. Shoveling cash into Ukraine and boosting the welfare class or enriching the ruling class are not. This country pisses away so much money on things that we shouldn't be touching and we ignore the things we should be fixing. It's been a disaster for decades now and more Americans recognize that the government doesn't work for them.
That frustration is a big part of why people like Sanders, Paul, and Trump grew in popularity.
This post was edited on 6/4/25 at 8:20 am
Posted on 6/4/25 at 8:15 am to SDVTiger
quote:
Can you link me to your threads where you were livid over that spending.
I was against all of them and the Covid spending (Trump and Biden) that really inflamed inflation.
I've been quite open and consistent about this for almost 20 straight years.
I do note your framing, though. I don't get "livid" about politics. I'm not some emotional troglodyte like we see on here all the time. And I do know that the emotional types view not responding emotionally has turned into supporting the out group, in one of their most irrational displays.
Posted on 6/4/25 at 8:16 am to stout
quote:
He is harder on the so-called conservatives' spending because they are hypocrites. Everyone knows Dems are going to spend like crack whores.
Exactly.
And the DEMs (I mean people more than pols) haven't spent 10+ years talking a big game about wanting lower spending only to end up never supporting it (and then trying to blame others for their support). The DEMs are open about their support of spending and lack the hypocrisy on the issue accordingly.
We know where the DEMs stand. There is no value or point in melting over it.
This post was edited on 6/4/25 at 8:17 am
Posted on 6/4/25 at 8:17 am to member12
quote:
and it's difficult in a lot of cities when the most convenient areas are either very expensive or very dangerous.
Gentrification, especially when encouraged and backed by the local municipality, is called racist and met with strong opposition. We are at a point where it has to happen naturally, and that is a large uphill battle.
Posted on 6/4/25 at 8:18 am to SlowFlowPro
So no links? No outrage the excuse is just thats what you expect 
Posted on 6/4/25 at 8:20 am to stout
quote:I agree.
Gentrification, especially when encouraged and backed by the local municipality, is called racist and met with strong opposition.
Imagine improving a city's appearance and attractiveness for new investment has become considered detrimental to the community.
That's how effed we've become as a nation.
Posted on 6/4/25 at 8:20 am to stout
Trump needs to listen to Bannon and tax the millionaires. It would solve every problem.
Posted on 6/4/25 at 8:22 am to member12
quote:
I'm not talking holistically - I'm specifically referring to the areas near our biggest job markets
Crime is falling most in those urban areas.
We had a thread on it yesterday where data was posted about a few cities
quote:
We need our younger folks to join the ownership class, and it's difficult in a lot of cities when the most convenient areas are either very expensive or very dangerous.
Those areas, even the bad ones, are less dangerous now than any time since like the 60s. I don't know what specific time range you're imagining as a comparison, but crime was insane from the 70s to the mid-90s in these areas. Unimaginable levels of crime compared to today.
quote:
I figured that progressives like you
quote:
Nothing fuels that faster than a permanent criminal element in the inner cities where "right sized" housing was already built 50 years ago.
50 years ago would be 1975 and crime was almost assuredly worse than today in whichever city you are thinking about.
quote:
The exact policies that y'all support
Posted on 6/4/25 at 8:22 am to LSURussian
quote:
Imagine improving a city's appearance and attractiveness for new investment has become considered detrimental to the community.
That's how effed we've become as a nation.
My favorite part of it is that the same people who call it racist also call suburban sprawl racist.
Posted on 6/4/25 at 8:22 am to SDVTiger
quote:
No outrage
You won't find "outrage" by me on almost any subject.
Again, I already pointed out your dishonest framing.
Posted on 6/4/25 at 8:24 am to WongsPalace
Ain’t gonna happen.
Posted on 6/4/25 at 8:24 am to stout
quote:
Gentrification, especially when encouraged and backed by the local municipality, is called racist and met with strong opposition
They can try to marginalize behavior they can't control. But gentrification needs to happen before the housing in the area becomes too far gone to fix.
And it needs to be smaller investors that revamp the existing housing stock.... not giant corporations that build giant rental housing that looks like human storage centers.
The people who don't like whites moving into their neighborhood end up being silent when the area gets so bad that huge developers come in and build giant apartment buildings so far beyond the size/scale of what the neighborhood has ever seen.
This post was edited on 6/4/25 at 8:28 am
Posted on 6/4/25 at 8:25 am to LSURussian
quote:
Imagine improving a city's appearance and attractiveness for new investment has become considered detrimental to the community.
Gentrification is one of the weirdest topics.
It's not just the super liberals bitching about being racist, either. White, well-to-do urbanites often see it as a bad thing b/c it affects the "culture"
Posted on 6/4/25 at 8:25 am to member12
quote:
But gentrification needs to happen before the housing in the area becomes too far gone to fix.
Weren't you just complaining about the higher pricing of homes?
Gentrification makes housing values/costs explode.
Posted on 6/4/25 at 8:29 am to member12
quote:
And it needs to be smaller investors that revamp the existing housing stock
I am a very small investor, and I love the big, solidly built houses in Oak Park here in Lake Charles. I also love the way the neighborhood is laid out with back alleys. It would have to be an amazing opportunity for me to flip or invest in a rental in that area due to the crime. Especially as you get closer to 12th St. The Prien Lake Rd side isn't as bad yet, but not great either.
Every city has an area like that, and unless you have deep pockets and the support of the city, it's a huge gamble to take on.
Side note, when St Louis leaves the Garden District, which is separated from Oak Park by 12th St, I predict the GD too will suffer from the crime spread. It already has to some degree, so that will make another area risky for smaller investors that is currently pretty safe.
Posted on 6/4/25 at 8:30 am to WongsPalace
quote:
Trump needs to listen to Bannon and tax the millionaires. It would solve every problem.
Another person who doesnt understand cause/effect.
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