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re: ARM home loans just reached 2008 levels
Posted on 5/18/22 at 7:43 pm to CFDoc
Posted on 5/18/22 at 7:43 pm to CFDoc
Absolutely! Its all boils down to the same common denominator ... they are always willing to use other peoples money to take fees and bonuses for themselves. When the house of cards falls they come out clean, loaded with money, and looking for the next suckers.
This post was edited on 5/18/22 at 7:44 pm
0
Posted on 5/19/22 at 10:27 am to AUauditor
quote:
Do you also blame college loans on schools and the Federal government or on the students who took out the loans?
I didn't blame the lenders. You read it wrong. To be suckered in, you have to be a sucker. Lenders paint the picture. If you don't know what questions to ask, you get suckered in.
As far as college loans...it's the students' responsibility. I went on college loans and I paid them back. No bailout for me.
What I do question is why is academia making so much money and the quality of education hasn't improved. People coming out of college are just as educated (if not less) nowadays as they were in the 90s.
But to reiterate...it's the borrower's responsibility....always.
Posted on 5/19/22 at 10:51 am to RTRinTampa
Most of the arms done the last 10 years would’ve been done by banks using portfolio loans for people who didn’t qualify for secondary market options
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