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Started By
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re: will car insurance be around in the next 10 years?
Posted on 1/14/16 at 11:51 am to rbWarEagle
Posted on 1/14/16 at 11:51 am to rbWarEagle
quote:
Like a totalitarian dictator
If that is how you feel, then you shouldn't be mad with your insurance company, unless they have personally screwed you over.
Be mad at banks and the government for forcing to insure something which they have loaned you money for. You can self insure just about anything you would like if you don't owe any money on it.
1
Posted on 1/14/16 at 11:52 am to MikeBRLA
Yea I know, I said that in my first post. rbwar got the joke. And for the record plenty of people in LA drive without insurance. They are part of the reason why our rates are so high
Posted on 1/14/16 at 11:53 am to stevengtiger
I understand.
Posted on 1/14/16 at 11:55 am to rbWarEagle
quote:
I understand
Insurance is how I make a living, so I am fairly partial to my line of work. There are alot of shitty carriers and retailers out there as well and I know people can get hosed by thier carriers on claims and such.
Posted on 1/14/16 at 11:57 am to tigers win2
quote:
Also, hitting an animal, backed into in parking lots etc
Exactly.. Hitting animals will still occur.. Which is a at fault collision claim for the driver..
Posted on 1/14/16 at 11:59 am to Phil A Sheo
I've never seen that happen unless someone deliberately hits an animal.
I've seen them paid as comp claims and not at faults. Every time.
ETA Irealize than can differ by company, but I've never seen them as at faults.
I've seen them paid as comp claims and not at faults. Every time.
ETA Irealize than can differ by company, but I've never seen them as at faults.
This post was edited on 1/14/16 at 12:02 pm
Posted on 1/14/16 at 12:05 pm to stevengtiger
quote:
Insurance is how I make a living
Dammit, I almost made a joke about that.
Posted on 1/14/16 at 12:41 pm to CaptainsWafer
This post was edited on 1/14/16 at 1:28 pm
Posted on 1/14/16 at 12:47 pm to rbWarEagle
quote:
Dammit, I almost made a joke about that.
No worries. Hear it all the time.
Posted on 1/14/16 at 1:01 pm to stevengtiger
You can post any article / study you want, but the simple fact is that google's driverless cars have not been at fault in a single one of their 14 accidents. That is with millions of miles logged.
Once an insurance carrier offers a discount for automated vehicles, it will be a domino effect that will takes years to fully realize.
Once an insurance carrier offers a discount for automated vehicles, it will be a domino effect that will takes years to fully realize.
Posted on 1/14/16 at 1:08 pm to Hangover Haven
quote:
I want to see a self-driving car back a boat down a launch..
Or ease over when a 4 lane becomes a 2 lane because of upcoming construction...I have no idea how this will work
Posted on 1/14/16 at 1:13 pm to GeauxGoose
Eventually almost all cars will be self-driving. Accidents will decrease tremendously, and the cost to insure a car will drop precipitously.
The catch will be that if you want to actually drive the car, then you will have to pay out the nose to insure said car.
The catch will be that if you want to actually drive the car, then you will have to pay out the nose to insure said car.
Posted on 1/14/16 at 1:15 pm to GeauxGoose
quote:
If a person isn't driving, then who can they say is at fault?
Mayhem, like me
Posted on 1/14/16 at 1:17 pm to Phil A Sheo
quote:a rock hits your window that is a collision
B/c comp claim covers everything that doesn't involve a collision.. You hit an animal, thats a collision ..
You hit an 18 wheeler tire.. its a collision.
quote:it is a comp claim when you hit an animal
It will and always will be claimed that way and charged that wa
Posted on 1/14/16 at 1:19 pm to GeauxGoose
quote:10 years, definitely.
will car insurance be around in the next 10 years? by GeauxGoose
But somewhere down the road, it'll shift, I just think it'll be way more than 10 years.
Posted on 1/14/16 at 1:29 pm to GeauxGoose
can't go away, but premiums will plummet. Many large insurers are already starting to recalculate how their risk exposure may change.
Posted on 1/14/16 at 1:38 pm to ThePoo
I've been in insurance for almost 10 years, every claim I've ever seen where an animal was hit is paid under Comp. Every one.
The part I don't get is that if you hit a human being, it's a collision claim.
The part I don't get is that if you hit a human being, it's a collision claim.
Posted on 1/14/16 at 1:44 pm to CaptainsWafer
quote:
I've been in insurance for almost 10 years
I knew that.. and I was trying to frick with you and fruit fly up there spoiled my fun.
This post was edited on 1/14/16 at 1:45 pm
Posted on 1/14/16 at 1:45 pm to mostbesttigerfanever
quote:
Many large insurers are already starting to recalculate how their risk exposure may change.
The money for carriers in my opinion will be heavy on the manufacturers and owners liability. The hardest hit industry will be body shops. Service departments that service the vehicles technology will be booming with new techonolgy every year.
Posted on 1/14/16 at 1:47 pm to Phil A Sheo
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