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Message
1
Posted on 10/10/20 at 4:00 pm to Pelican fan99
Who down votes this statement???
What kind of a parent are you who cant afford medication to get your kid well?
So is she a good parent?
She obviously has zero money so these kids were on medicaid so wouldnt the px be free or almost free?
What kind of a parent are you who cant afford medication to get your kid well?
So is she a good parent?
She obviously has zero money so these kids were on medicaid so wouldnt the px be free or almost free?
Posted on 10/10/20 at 4:07 pm to Tiguar
quote:
you’ll realize why PBMs are shite
As an employer that’s self insured my PBM saves me a ton of money
Posted on 10/10/20 at 4:10 pm to yellowfin
You think that but they don’t. You’re paying a middle man.
Posted on 10/10/20 at 4:11 pm to Tiguar
If I pay someone 40k to save me 200k I still come out ahead
Posted on 10/10/20 at 4:12 pm to Ricky1962
I personally found out about it here on td.
Posted on 10/10/20 at 4:13 pm to Lawyered
Good on you — seriously.
Posted on 10/10/20 at 4:15 pm to yellowfin
The only reason you “save” 200k is because people know PBMs exist.
Posted on 10/10/20 at 4:17 pm to Tiguar
How do PBMs work? I just go tot he pharmacy and get my meds. I don’t question much.
This post was edited on 10/10/20 at 4:18 pm
Posted on 10/10/20 at 4:18 pm to Lawyered
There also seems to be different prices on good rx. I had a prescription that was ran through by the pharmacy and what I had was $20.00 cheaper.
Posted on 10/10/20 at 4:20 pm to Ricky1962
quote:absolutely
Ethically, do all pharmacist’s have an obligation to do this?
You're supposed to report the ones that don't to the FBI
Posted on 10/10/20 at 4:21 pm to tiger91
PBMs are organizations that your insurance companies pay to negotiate prices for drugs by consolidating purchasing power- essentially legal monopolies.
This is compounded by the occurrence of chain pharmacies like CVS that make their own PBMs. I don’t even know how this is legal because they pay themselves (CVS) more than other pharmacies and charge the patient less, basically forcing their members to go to CVS.
It would be much cleaner and eventually cheaper for everyone if the insurance companies just did it themselves and also it was illegal for a PBM to price out competitors of the mother company.
This is compounded by the occurrence of chain pharmacies like CVS that make their own PBMs. I don’t even know how this is legal because they pay themselves (CVS) more than other pharmacies and charge the patient less, basically forcing their members to go to CVS.
It would be much cleaner and eventually cheaper for everyone if the insurance companies just did it themselves and also it was illegal for a PBM to price out competitors of the mother company.
Posted on 10/10/20 at 4:26 pm to WhiteMandingo
quote:people have no idea what good parenting is anymore
Who down votes this statement???
What kind of a parent are you who cant afford medication to get your kid well?
Posted on 10/10/20 at 5:19 pm to Tiguar
Well, it is time for some reforms. We all know Obamacare is nearing its 10th Anniversary. It is time for a radical change to the system to make it more affordable and manageable.
I was prescribed a 1st line of defense prediabetes drug Metformin, and I went to a chain pharmacy to fill it. They changed me a reasonable 15 dollars for the prescription with insurance. I did some research through GoodRx and found that the same drug without insurance at Walmart is only 4 dollars. So the next time my refill came up. I switched to Walmart and with insurance it was free.
I am starting a new name brand injectable drug, but that one is as high as a giraffe’s pussy even with GoodRx. Luckily, there are programs to get this medicine for a copay of 25 dollars with insurance, and my first pen was a free sample. I couldn’t imagine someone having to pay almost 1k every 6 weeks for this stuff.
I was prescribed a 1st line of defense prediabetes drug Metformin, and I went to a chain pharmacy to fill it. They changed me a reasonable 15 dollars for the prescription with insurance. I did some research through GoodRx and found that the same drug without insurance at Walmart is only 4 dollars. So the next time my refill came up. I switched to Walmart and with insurance it was free.
I am starting a new name brand injectable drug, but that one is as high as a giraffe’s pussy even with GoodRx. Luckily, there are programs to get this medicine for a copay of 25 dollars with insurance, and my first pen was a free sample. I couldn’t imagine someone having to pay almost 1k every 6 weeks for this stuff.
Posted on 10/12/20 at 8:03 pm to Pelican fan99
quote:
If someone turns away at the idea of $67 they shouldn’t have two kids.
All she'd have to do is not buy that carton of Malboro reds for a month and she afford the medicine.
Posted on 10/12/20 at 9:02 pm to Ricky1962
I think it's absurd that the pharmaceutical companies don't offer the medicine at the coupon price in the first place. I have one prescription that costs $190 with BCBS insurance, but I can get it for $107 with the good rx coupon. The medicine is over $450 without insurance. Why are they willing to cut the cost by more than $340 with a coupon?
Posted on 10/12/20 at 9:11 pm to Ricky1962
quote:
Also, I don’t get it, if the employee of the pharmacist can do this, then why not just sell her the medication for the discounted price?
Sort of along the same line.
Price matching.
Why should I go back to you after I found the exact same thing cheaper somewhere else.
If I wouldn’t have checked prices I would have paid you more when you could have sold it cheaper.
I’ll go with the honest guy.
Posted on 10/12/20 at 9:14 pm to Nicky Parrish
I flip flop if she is a nurse or waitress. If she's a waitress, it's at some country buffet type place. Prayers sent.
Posted on 10/12/20 at 9:29 pm to Pelican fan99
What if she was married to, say, a welder who worked 12 hour shifts and made in excess of $100,000 a year. They are stable financially, so they have a couple of kids. Can even afford to send them to private school so they don’t have to be around kids that look different from them. He wanted her to stay home and take care of the house and kids, as “The Good Book” says. She never developed any real marketable job skills, but she was a wonderful mother and took great care of the house.
Maybe the welder got brain cancer and died. Despite having insurance, his illness and death left the family very financially burdened. But, instead of going on the dole, his widow takes any job she can get (say....as a waitress), which doesn’t come with insurance, or has very shitty insurance.
But frick her for having kids, right?
This board is so fricked up.
I didn’t see one post in the thread about the guy with heart problems that warned him about getting any kind of government assistance if his condition takes a turn for the worse and he ends up losing his insurance. If that happens, frick him right? He shouldn’t have gotten a congenital heart defect right?
This board is populated by self-absorbed, self-righteous, heartless assholes.
Maybe the welder got brain cancer and died. Despite having insurance, his illness and death left the family very financially burdened. But, instead of going on the dole, his widow takes any job she can get (say....as a waitress), which doesn’t come with insurance, or has very shitty insurance.
But frick her for having kids, right?
This board is so fricked up.
I didn’t see one post in the thread about the guy with heart problems that warned him about getting any kind of government assistance if his condition takes a turn for the worse and he ends up losing his insurance. If that happens, frick him right? He shouldn’t have gotten a congenital heart defect right?
This board is populated by self-absorbed, self-righteous, heartless assholes.
This post was edited on 10/12/20 at 9:34 pm
Posted on 10/12/20 at 9:35 pm to Tiguar
quote:
Stop
quote:
Why does this upset you?
His penis can only get so erect.
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