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Started By
Message
re: The average monthly new car payment in 2022 is $644
Posted on 3/23/22 at 10:18 am to Vacherie Saint
Posted on 3/23/22 at 10:18 am to Vacherie Saint
quote:
I got a better job offer for another firm because I'm not an idiot who buys 90K trucks I dont need.
You got a job offer because you didn’t have a truck?
0
Posted on 3/23/22 at 10:19 am to WDE24
I've never once advocated for overexerting yourself to buy a vehicle.
Posted on 3/23/22 at 10:21 am to LNCHBOX
That’s good. I never said you did.
Posted on 3/23/22 at 10:21 am to WDE24
quote:
That’s good. I never said you did.
That wasn't just for you.
Posted on 3/23/22 at 10:21 am to LNCHBOX
quote:
Please tell me these high quality aftermarket addons you install.
You dont know very much about cars, do you?
I'll give you 3 good examples. I could have purchased running boards from GM for about $750. Instead, I bought them from Go Rhino for under $500. They are much better than factory, have the exact look I wanted, and were cheaper. Another is leather. You can still get Katskinz put in a vehicle for about $1500 and that leather wont crack for a decade. Bedliner is another... 600 from the factory and 350 in the aftermarket for a longer lasting product. Its a no-brainer.
ETA: You know why the manufacturer can charge more for less? Because of financing. They know your broke arse cant afford it otherwise.
This post was edited on 3/23/22 at 10:27 am
Posted on 3/23/22 at 10:22 am to LNCHBOX
quote:
I've never once advocated for overexerting yourself to buy a vehicle.
No. You are just in a thread about overextending yourself on a vehicle, badgering everyone who criticizes overextending yourself on a vehicle.
Posted on 3/23/22 at 10:23 am to Vacherie Saint
Yep, its obvious who the dudes who have the $1,200 truck notes "because the bank let them" are in this thread.
Posted on 3/23/22 at 10:24 am to LNCHBOX
where the frick in those 5 steps did I say real estate always doubles in value in year 1? Seriously are you obsessed with me or just retarded?
This post was edited on 3/23/22 at 10:25 am
Posted on 3/23/22 at 10:27 am to Vacherie Saint
quote:
where the frick in those 5 steps did I say real estate always doubles in value in year 1?
You didn't in those steps. You did in this post though
quote:
Good question. As some have pointed out, debt can be effectively leveraged to MAKE you money. I had the cash to buy that truck, but instead, I invested the cash in real estate about a year ago. That property has doubled in value and has a rental income stream. I financed the truck at virtually zero interest on a short term and I intend to keep it for a long time. That frees up more cash to invest.
Posted on 3/23/22 at 10:27 am to RogerTheShrubber
quote:
Yep, its obvious who the dudes who have the $1,200 truck notes "because the bank let them" are in this thread.
My truck note isn't even $400
How many Ls can a guy take in one thread?This post was edited on 3/23/22 at 10:28 am
Posted on 3/23/22 at 10:28 am to Vacherie Saint
quote:
They know your broke arse cant afford it otherwise.
Says the guy that fiances all his vehicles as well. Posted on 3/23/22 at 10:28 am to LNCHBOX
quote:
I invested the cash in real estate about a year ago. That property has doubled in value
Depends on where the property is, not outlandish. Real estate is out of control
Posted on 3/23/22 at 10:30 am to LNCHBOX
But that wasnt the post you were resposding to, Simple Jack.
But I digress... I did extremely well with that property. Its the best I've ever done investing over that time period, but I've never lost money on an investment either.
So fricking what? You still mad because I wont buy a 90K truck?
But I digress... I did extremely well with that property. Its the best I've ever done investing over that time period, but I've never lost money on an investment either.
So fricking what? You still mad because I wont buy a 90K truck?
Posted on 3/23/22 at 10:30 am to Vacherie Saint
quote:
But that wasnt the post you were resposding to, Simple Jack.
Wow
quote:
but I've never lost money on an investment either.
Yea, now I know you're full of shite.
Posted on 3/23/22 at 10:33 am to Vacherie Saint
quote:
but I've never lost money on an investment either.
then you have not made that many investments or you are a liar
Posted on 3/23/22 at 10:33 am to LNCHBOX
quote:
Ive bought some cash, some using financing. Different situations call for a different approach. so?
quote:
Says the guy that fiances all his vehicles as well.
LOL
You're a strange cat.
Posted on 3/23/22 at 10:33 am to Salmon
quote:
then you have not made that many investments or you are a liar
Bingo, dude way overplayed his hand
Posted on 3/23/22 at 10:34 am to Vacherie Saint
quote:
LOL
You're a strange cat.
Then you don't follow your own steps. Either way, you're telling at least one lie in this thread.
Posted on 3/23/22 at 10:35 am to Salmon
quote:
then you have not made that many investments or you are a liar
Thats not even remotely rare. Valuations go up and down, for sure - but I've never cashed out down. I have a good bit in real estate and those values have continually gone up.
Posted on 3/23/22 at 10:37 am to Billy Blanks
quote:
That's insane. Living a full on consumer debt life would not be pleasant.
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