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Started By
Message
1
Posted on 3/20/20 at 11:49 am to NewIberiaHaircut
quote:
Oh wait, I made money while attending college. Never mind!
Well yeah, the tuition rates at River Parishes Community College and Southern University aren’t really high.
Posted on 3/20/20 at 11:49 am to LarryCLE
quote:
No 401k?
I'm 30 that'll come roaring back.
Posted on 3/20/20 at 11:59 am to Tiguar
quote:
I'm using PSLF so I will just keep paying.
Yep.
Unfortunately if you stop, it would screw up the payment cycle and you have to start all over
Posted on 3/20/20 at 12:02 pm to JS87
quote:
federally held
This is the catch for people who consolidated. Or maybe even who didn't. I don't know. All the student loans I've ever taken out have been "federal" versus private. But I don't think they are direct from the government. Rather guaranteed and (for half of mine) subsidized by the feds.
Posted on 3/20/20 at 12:26 pm to McLemore
I sure am glad I refinanced to a private loan right about now. Arghhhhh!!!!
Posted on 3/20/20 at 12:42 pm to TigerDent
quote:
I sure am glad I refinanced to a private loan right about now. Arghhhhh!!!!
Yeah we've come very close to doing that or pulling out cash to pay them off. Ironcially we were waiting to make sure Bernbot or Chief Warren weren't elected. (not really)
Posted on 3/20/20 at 12:45 pm to TigerDent
quote:
I sure am glad I refinanced to a private loan right about now. Arghhhhh!!!!
I refinanced last year. I've already saved more money with the lower private interest rate than I will with 2 months of no interest during this pandemic.
Posted on 3/20/20 at 12:45 pm to JS87
but Orange Man Bad?
Posted on 3/20/20 at 12:50 pm to JS87
So does this extend the term of the loan? Defer interest for two months? Or remove the interest entirely for this period?
Posted on 3/20/20 at 12:52 pm to upgrayedd
quote:
Day 61: You owe me for two months, sucka
yup
Posted on 3/20/20 at 1:02 pm to JS87
quote:That's not true at all. If you stop it for 2 months, then it will just take you 2 more months to meet the 120 payment requirement.
Unfortunately if you stop, it would screw up the payment cycle and you have to start all over
In other words, this allows someone to determine whether the savings from not having 2 months worth of payments is more beneficial than being able to forgive the loan 2 months earlier.
Federal Student Aid: Public Service Loan Forgiveness (PSLF)
quote:
Your 120 qualifying monthly payments don’t need to be consecutive.
This post was edited on 3/20/20 at 1:06 pm
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