Shopping car insurance

Safeco. I pay about $1300 for collision/liab/UM

Take your policy to an independent agent for a comparable quote. Independent agents can shop many co's. Major insurance agents can only sell the co. they represent.

A broker can get you the best deal every six months, but sticking it out with a major insurer over time will allow you to save. Your price with the broker will never go up because they can shop around, but will never go down. Price with major insurer will eventually go down. Also, a major component concerning premium is your credit. If you are accident free and paying like a 20-year-old, get your credit in order.

quote:

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Yeah but I’m 31 with a clean record. I shouldn’t be paying right at the same amount as someone in their 20’s.

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I've been saying that my entire life and every year it keeps going up!

There’s no “low” rate for car insurance in Louisiana. Suck it up like the rest of us... you’re not the only one getting the shaft every 6 months.

Go blame the assholes who have zero insurance and hit someone who drives a $40,000 vehicle
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This
And thank Get Gordon and Morris

Mines went up. Never hit a car. No DUIs ever. Good credit. Driving 32 years.

SAFECO
sounds like a commercial I know but I went to Ins Network of LA about 3-4 years ago and they bundled my home and auto as well as increased my coverage, lowered my deducts, etc. and blew the doors off the premium I was carrying...... only had to use the auto once and so far so good.