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Posted on 4/14/23 at 8:39 am to hubreb
Always payoff debt to end finance charges. Leaving open balances means you're throwing away $ to interest which only helps the lenders.
Posted on 4/14/23 at 8:50 am to el Gaucho
Let the bank tote the load. Cash is king where I live.
Posted on 4/14/23 at 9:05 am to hubreb
With current inflation holding onto the cash would just lose its value.
Paying off debt saves you the interest and increases take home pay in the future. If not that, invest the money in something safe like an IRA where it gets a return and builds
Paying off debt saves you the interest and increases take home pay in the future. If not that, invest the money in something safe like an IRA where it gets a return and builds
Posted on 4/14/23 at 9:08 am to hubreb
A- Always live debt free and do so going forward.
Posted on 4/14/23 at 9:13 am to momentoftruth87
quote:B is the absolute worst choice. It does nothing to lower your monthly payments.
I’ve done A before. These days I’d prob go with B.
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