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Rewards Card

Posted on 5/24/16 at 12:40 pm
Posted by RandySavage
Member since May 2012
30811 posts
Posted on 5/24/16 at 12:40 pm
So I usually don't use credit cards but lately have been thinking about getting a rewards card to help with travel since I have two kids.

I'd pretty much just use it to pay bills/groceries/maybe gas and hope to accumulate enough points to take a decent vacation (or at least the flights) every 2-3 years or so.

Can anyone offer any suggestions on what card might be the easiest to accumulate points and be able to use them on travel...

Thanks
Posted by Cosmo
glassman's guest house
Member since Oct 2003
120144 posts
Posted on 5/24/16 at 12:42 pm to
I have chase freedom. All point go toward buying crap on amazon
Posted by LSUbsBALL
Baton Rouge
Member since Feb 2005
1585 posts
Posted on 5/24/16 at 12:42 pm to
Bank of America Cash Rewards. Pay it off every month and rack up the cash. You can use the cash for whatever you want. I love it.

Also this particular card has no annual fee
This post was edited on 5/24/16 at 12:44 pm
Posted by JamalSanders
On a boat
Member since Jul 2015
12135 posts
Posted on 5/24/16 at 12:42 pm to
You will get much better replies on Money Talk but I can hit you up with a Chase Sapphire Preferred link. 50,000 bonus points after spending $3k in 3 months.

Also while cash back is simpler, you get much more value in redeeming points for flights, hotels, etc.
This post was edited on 5/24/16 at 12:44 pm
Posted by Tshiz
Idaho
Member since Jul 2013
7534 posts
Posted on 5/24/16 at 12:43 pm to
quote:

You will get much better replies on Money Talk but I can hit you up with a Chase Sapphire Preferred link. 50,000 bonus points after spending $3k in 3 months.


Money talk will refer you to this card also. Best card on the market for what you described
Posted by RandySavage
Member since May 2012
30811 posts
Posted on 5/24/16 at 12:55 pm to
Is it a difficult process redeeming the points?

Do you have to book travel through certain airlines/hotels/websites etc...
Posted by notiger1997
Metairie
Member since May 2009
58088 posts
Posted on 5/24/16 at 12:57 pm to
Dude, get the card and charge everything possible on it and pay off monthly. You are letting tons of rewards pass you by.
Posted by Barf
EBR
Member since Feb 2015
3727 posts
Posted on 5/24/16 at 1:03 pm to
quote:

Is it a difficult process redeeming the points?

Do you have to book travel through certain airlines/hotels/websites etc...


To maximize the usage of your points you have to book through chase. The fee is like $90 a year if I remember correctly.
Posted by RandySavage
Member since May 2012
30811 posts
Posted on 5/24/16 at 1:07 pm to
Right but when I book through CHASE do they only offer me certain airlines?
Posted by Hu_Flung_Pu
Central, LA
Member since Jan 2013
22152 posts
Posted on 5/24/16 at 1:09 pm to
Money board has a large thread about it. I like the venture card.
Posted by JamalSanders
On a boat
Member since Jul 2015
12135 posts
Posted on 5/24/16 at 1:10 pm to
quote:

Is it a difficult process redeeming the points?

Do you have to book travel through certain airlines/hotels/websites etc...



It is ridiculously simple to redeem, but it does take some time to figure out how to maximize what you have. You can redeem them through a portal on your chase account. You can also transfer them to partnering airlines, hotels, etc and get bonuses.

If you use the link below I will receive 10,000 bonus points. Or if you want to give me your email, I can email you the link. Don't feel obligated to use my link.

LINK
Posted by ColoradoAg03
Denver, CO
Member since Oct 2012
6108 posts
Posted on 5/24/16 at 1:15 pm to
Chase Sapphire FTW

ETA: just go to the details page and see who their partner rewards programs are that you can transfer to. I transfer to SWA, United, and IHG.
This post was edited on 5/24/16 at 1:17 pm
Posted by Sprung
In between the cusions
Member since Apr 2008
1942 posts
Posted on 5/24/16 at 1:20 pm to
quote:

venture card


This. Only card I know of that gives 2 points for all purchases. Also, super easy to redeem.
Posted by Scooba
Member since Jun 2013
19999 posts
Posted on 5/24/16 at 1:21 pm to
Money talk has a huge detailed thread on this. Wait for Teddy Rux. Freedom/Saph Pref seems to be the current consensus but I would check for current signup bonuses.
Posted by Tshiz
Idaho
Member since Jul 2013
7534 posts
Posted on 5/24/16 at 2:23 pm to
Book through there site. Really easy. I don't even have a chase account, only credit card, and handle everything on my phone.

Doesn't get better than this card right now
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