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Life Insurance Underwriting
Posted on 3/8/20 at 8:25 pm
Posted on 3/8/20 at 8:25 pm
Anyone here have this profession?
11
Posted on 3/8/20 at 8:26 pm to HoustonChick86
Sorry you got laid off
Posted on 3/8/20 at 8:28 pm to HoustonChick86
What do you need to know?
Posted on 3/8/20 at 8:28 pm to deathvalleyfreak43
Did not get laid off at all, but thanks for your concern.
Posted on 3/8/20 at 8:29 pm to HoustonChick86
quote:
Life Insurance Underwriting
quote:
Anyone here have this profession?
Sounds like a disease.
Posted on 3/8/20 at 8:29 pm to HoustonChick86
Didn't pass the medical history inquiry?
Posted on 3/8/20 at 8:30 pm to TDsngumbo
Was wondering what programs people went through and if they felt it was worth it.
Posted on 3/8/20 at 8:30 pm to HoustonChick86
Subtle "I'm not dead" brag.
Posted on 3/8/20 at 8:31 pm to HoustonChick86
Its too late if you are trying to ride the wave of nCov-19 fears.
Posted on 3/8/20 at 8:31 pm to HoustonChick86
Sorry corona virus is a pre-existing condition
Posted on 3/8/20 at 8:31 pm to HoustonChick86
I'm in the know about this position and might could answer questions if I knew what they were.
Posted on 3/8/20 at 8:31 pm to HoustonChick86
What do you mean by “program”? Like what type of policy? I’m not sure I understand your question.
Posted on 3/8/20 at 8:32 pm to HoustonChick86
Why be an underwriter instead of simply passing an exam and write actual business?
Posted on 3/8/20 at 8:32 pm to HoustonChick86
Go to Money Board and abandon this topic.
Posted on 3/8/20 at 8:34 pm to Sao
I can't "pass" due to family history to get a reasonable rate. I shouldn't have asked. I was hoping y'all would at least leave a question of me trying to further my education alone. There are a lot of different certifications, so really was just wondering if anyone here has done one.
Posted on 3/8/20 at 8:36 pm to HoustonChick86
Honestly, like the other poster said, I’d skip the underwriter route and just go straight to taking a course and passing a test so you can write actual business. Much more money in writing the business than approving the business.
Posted on 3/8/20 at 8:38 pm to The Torch
Do you think the Academy of Life Underwriting is legit and worth it? It will take years until I can get anything fully, I just want to start in the right place.
Posted on 3/8/20 at 8:39 pm to HoustonChick86
quote:
Was wondering what programs people went through and if they felt it was worth it.
Most I know were hired out of college and trained by the company they work for, there's also continued education programs and professional designations.
It's an odd field with a lot of different backgrounds, I know a nurse, a pharmacist, a high school graduate, many others all who do this. Any past medical knowledge is helpful.
The senior underwriters probably average 75K a year and most work remotely.
Posted on 3/8/20 at 8:40 pm to TDsngumbo
My company is a little different than traditional insurance. We specialize in premium financing, it not like walking down the street selling term. And we have an in house underwriter, which is why I'm inquiring.
Posted on 3/8/20 at 8:44 pm to HoustonChick86
You don't have to quit your current job to write business. You can be appointed by any number of carriers who can actually help with marketing and leads. The days of bothering friends and family are long gone.
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