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Posted on 10/19/15 at 2:42 pm to Broke
quote:
Broke
quote:
I would always do a 30 year policy. Especially at your age
Thanks. I appreciate the advice.
quote:
It's gonna cost you a lot more money at 50 than it will now but if you are still healthy then, you'll be insurable. Check into a permanent policy also. Maybe a whole life policy that will never lapse. Also will never be paid for.
Any recommendations for a reputable company?
Posted on 10/19/15 at 3:40 pm to GFunk
quote:
Any recommendations for a reputable company?
I would use the online places that have been recommended in this thread honestly. I am licensed but I hate doing the paperwork to write a policy so I don't do them. I bought my personal policy through USAA
Posted on 10/19/15 at 4:13 pm to Broke
is it ever more advantageous to have a whole policy than term?
Posted on 10/19/15 at 4:16 pm to The Egg
quote:
is it ever more advantageous to have a whole policy than term?
If you are uninsurable at some point in your life. They can't take that policy away. A term policy expires. Let's say you get diabetes at some point or a catastrophic illness (Da aids), you get to keep that policy until you either stop paying on it or die.
I really should defer to the insurance gurus here. It's not really my area of expertise.
This post was edited on 10/19/15 at 4:17 pm
Posted on 10/19/15 at 4:20 pm to Broke
wags said eat an aids dick.
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