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re: Hurricane Deductibles

Posted on 9/14/21 at 10:50 am to
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 9/14/21 at 10:50 am to
quote:

SageSure? Or whatever they call themselves? Pretty sure theirs is 2% too, that's who we have



I just switched to Allstate...but my letterhead on my dec page says SageSure.....

The opening letter goes like this..

quote:

Thank you for selecting SageSure and Occidental Fire And Casualty Company of NC, a member of the IAT Insurance Group, for your
Homeowners insurance needs! SageSure is pleased to serve as the servicing agent for Occidental Fire And Casualty Company of NC,
the highly rated insurance company providing your Homeowners coverage. Your policy will be serviced by SageSure's in-house team of
dedicated professionals who have a passion for providing first-class customer service.
Your Occidental Fire And Casualty Company of NC policy has been bound with an effective date of May 03, 2021


I dont know WTF


I do know that my hurricane and windstorm and hail deductibles are each 2%


Posted by ell_13
Member since Apr 2013
87178 posts
Posted on 9/14/21 at 10:51 am to
quote:

It’s a company called UPC insurance.
I have this same policy. It’s $1000 as you said.
Posted by Chad504boy
4 posts
Member since Feb 2005
175841 posts
Posted on 9/14/21 at 10:51 am to
quote:

I just switched to Allstate...but my letterhead on my dec page says SageSure.....

The opening letter goes like this..



allstate can't write on allstate paper cause they bitches so they whored themselves out to independent agency markets so they can write some actual insurance.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 9/14/21 at 10:53 am to
quote:

allstate can't write on allstate paper cause they bitches so they whored themselves out to independent agency markets so they can write some actual insurance.




Posted by TDsngumbo
Member since Oct 2011
48973 posts
Posted on 9/14/21 at 10:54 am to
1% with USAA
Posted by TDsngumbo
Member since Oct 2011
48973 posts
Posted on 9/14/21 at 10:55 am to
quote:

allstate can't write on allstate paper cause they bitches so they whored themselves out to independent agency markets so they can write some actual insurance.



I worked for Allstate for a little while. They are the shittiest, most bullshite company in the industry. frick Allstate. Seriously, they suck donkey arse.
Posted by Chad504boy
4 posts
Member since Feb 2005
175841 posts
Posted on 9/14/21 at 10:55 am to
quote:

tgrbaitn08


you thought you were in good hands.

Posted by Chad504boy
4 posts
Member since Feb 2005
175841 posts
Posted on 9/14/21 at 10:56 am to
quote:

I worked for Allstate for a little while. They are the shittiest, most bullshite company in the industry. frick Allstate. Seriously, they suck donkey arse.


Their quoting platforms makes you want to murder kittens. I don't even bother.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 9/14/21 at 10:57 am to
quote:


Their quoting platforms makes you want to murder kittens.


That's a good thing in my book
Posted by TDsngumbo
Member since Oct 2011
48973 posts
Posted on 9/14/21 at 11:06 am to
quote:

Their quoting platforms makes you want to murder kittens. I don't even bother.

That’s the least of the issues that plague Allstate. Their customer service, agent service, politics played amongst management, their rates, their just overall don’t give a shite about employees or customers attitude are way worse IMO.
Posted by ForeverLSU02
Albany
Member since Jun 2007
52497 posts
Posted on 9/14/21 at 11:16 am to
quote:

Chad504boy
I'm glad that I saw you posting in here. My flood premiums are due soon and I forgot about it since I haven't had power in 2 weeks. Im gonna go pay it now
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 9/14/21 at 11:22 am to
quote:

Are all homeowner's insurance policies as outrageous as State Farm? My deductible is $14,000 and some change. I was curious if this is the case for all companies or is it just a State Farm thing?



You can shop around. I'll be honest, I have sympathy for my fellow man, but even in the toughest times after my dad lost his job we had fantastic flood and homeowners insurance. It probably cost us multiple vacations growing up, and definitely made times a little harder than they had to be. Knowing that, when the worst happened, most items were covered and they financially are fine at age 70+ makes it worth it.
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