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re: Do you have any choice but to accept insurance claim dept decision

Posted on 11/24/17 at 12:16 pm to
Posted by Pelican fan99
Lafayette, Louisiana
Member since Jun 2013
34711 posts
Posted on 11/24/17 at 12:16 pm to
I got hit in the parking lot at work a few months ago. Was a pain in the arse but ended up working out and their insurance paid for everything
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 11/24/17 at 12:17 pm to
quote:

LoL. Yeah, see how far that stupid statement gets you with an insurance company. All that will accomplish is putting them firmly into Fight Mode and you definitely won't be getting paid by them anytime soon.


I was involved in an accident where I hit the guys trailer hitch at 5mph. The only damage was a dent matching the hitch in my bumper.

He got a whole rear bumper and tailgate (which was conveniently damaged already) and $1400 to cover any “medical expenses” since he said his back hurt.

My insurance company didn’t even throw up a fight.
Posted by LSUintheNW
At your mom’s house
Member since Aug 2009
35748 posts
Posted on 11/24/17 at 12:23 pm to
quote:

They're very hard to prove from a liability stand point without video evidence.



Have been in 2 accidents in my life. Last one was in the smartphone age. She said it was her fault. I asked if I could get a video of her saying so or we can sit around and wait for the police to do a report. She obliged.

Even in a parking lot, ask to get it on video.
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