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Message
re: Auto Insurance - What ya got?
Posted on 4/24/17 at 10:58 am to PrimeTime Money
Posted on 4/24/17 at 10:58 am to PrimeTime Money
Also, if you have deductibles you aren't "fully covered" for your losses. Years ago you could pay a higher premium for alfull coverage comp or full coverage collision and that's where the full coverage term comes from.
Now people take it to mean they have liability comp and collision.
ETA I'm not hating on you, just giving a little background.
Now people take it to mean they have liability comp and collision.
ETA I'm not hating on you, just giving a little background.
This post was edited on 4/24/17 at 11:03 am
Posted on 4/24/17 at 11:00 am to CypressTrout10
I deal with body shops, all day, every day. Trust me on this; If you wreck your vehicle, you want State Farm. I see estimates with more used/recycled/reman/aftermarket/refurb stuff from companies like Geico and Progressive on new vehicles.
Posted on 4/24/17 at 11:03 am to Polycarp
Just quoted with State Farm. $1450 for 6 months. No thanks
Posted on 4/24/17 at 2:11 pm to CypressTrout10
State Farm.... Its the only way to go. Got a claim they handle it in a few days at most.. Been with them forever.. 
Posted on 4/24/17 at 4:04 pm to Polycarp
quote:
I deal with body shops, all day, every day. Trust me on this; If you wreck your vehicle, you want State Farm. I see estimates with more used/recycled/reman/aftermarket/refurb stuff from companies like Geico and Progressive on new vehicles.
go to any body shop and ask them who pays they best. they will say state farm
Posted on 4/24/17 at 4:25 pm to LSU
quote:
they fought & won 2 arbitration cases on my behalf where my car was hit from behind by blatant liars after the accidents occurred.
Be glad the other driver wasn't covered by State Farm as well. Old man ran a stop sign and t-boned me, officer did not issue either one of us a ticket because he knew the guy who was claiming if I wasn't speeding it would have been fine (I wasn't speeding). State Farm ruled us equally at fault. Long story short civil suits etc, State Farm defending themselves cost me money and I left them for Geico who I have had no issue with.
Posted on 4/24/17 at 4:59 pm to CypressTrout10
There's a lot of variables involved. Your age, parish you reside in and how far you drive the vehicle to work one way. Some people have great rates with a particular company and you may call them and get really crappy rates due to those variables along with their experience with your vehicle type.
Posted on 4/25/17 at 1:58 pm to CypressTrout10
I pay $1,037 for 6 months. Full coverage I have 2 tickets no wrecks. I am 24 wife is 23.
Posted on 4/25/17 at 2:08 pm to CypressTrout10
Was with State Farm, switched to Geico this year. Better coverage, half the price.
Totally depends where your address is though.
Totally depends where your address is though.
Posted on 4/25/17 at 2:21 pm to TheDeathValley
To hell with State Farm. Been with them for years and through many rate hikes. I'm done and about to go to with Esurance who came in about 30% lower.
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