re: Any options for people without flood insurance?

quote:

---

While a homeowner's policy is made to put an insured back to the way before the covered loss, the flood policy is designed to give you a repaired home.

---

That's the key phrase I was looking for. I think many people don't understand this part.

Also, people can buy supplemental policies to cover damage in excess of the $250K /100K FEMA limit.