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Message
AMEX Platinum baws do you ever verify purchase credit limits
Posted on 6/26/18 at 10:09 pm
Posted on 6/26/18 at 10:09 pm
Got approved at $55k on the ap got greedy went for $75k no dice
Does the centurion card just let you speed whatever?
Does the centurion card just let you speed whatever?
16
Posted on 6/26/18 at 10:10 pm to thelawnwranglers
Least subtle brag EVER!
Posted on 6/26/18 at 10:10 pm to thelawnwranglers
You could pay off your trailer with one swipe
Posted on 6/26/18 at 10:11 pm to foj1981
quote:
Least subtle brag EVER!
Is it?
I couldn't payback $65k
Posted on 6/26/18 at 10:12 pm to TypoKnig
quote:
You could pay off your trailer with one swipe
Would trailer note holder make me pay Amex fee?
Posted on 6/26/18 at 10:12 pm to thelawnwranglers
Put paging dabigfella in your title.
If you have to ask,, well.....you know the saying
If you have to ask,, well.....you know the saying
Posted on 6/26/18 at 10:12 pm to thelawnwranglers
I haven’t a clue. My financial advisor is London based. Pretty sure he’s asleep as its just after 4 there.
Posted on 6/26/18 at 10:13 pm to Winston Cup
Was kind of hoping OT baller would tell us about that centurion card life
Posted on 6/26/18 at 10:13 pm to S
quote:
My financial advisor is London based.
Let me know the next time you cross the pond, S. I would love a visit to ole London towne.
Posted on 6/26/18 at 10:14 pm to Paul Allen
Off to a wedding in Cornwall next month! You and Mrs. Allen should join!
Posted on 6/26/18 at 10:15 pm to thelawnwranglers
No, it does have limits. Usually assessed by spending pattern and payment history. But it is not unusual to have purchases up to $75k approved for good members.
Posted on 6/26/18 at 10:18 pm to thelawnwranglers
And I’m not sure from your question, but you do realize Amex Platinum and Amex Centurion are two different cards, right? My original answe was related to Platinum. I know Centurion purchase approvals are much higher.
Posted on 6/26/18 at 10:19 pm to Barrister
quote:
No, it does have limits. Usually assessed by spending pattern and payment history. But it is not unusual to have purchases up to $75k approved for good members.
I wonder if they evaluate credit risk any otherway- lots of high profile people with the card. Celebrities go broke all the time. That said pattern is probably best inficator
Posted on 6/26/18 at 10:20 pm to Barrister
quote:
And I’m not sure from your question, but you do realize Amex Platinum and Amex Centurion
Absolutely- Centurion heard you need to spend $10k a month to get invite
This post was edited on 6/26/18 at 10:20 pm
Posted on 6/26/18 at 10:21 pm to thelawnwranglers
Racking up sky miles. Yeet!
Seriously though, the black card isn’t for you.
Seriously though, the black card isn’t for you.
Posted on 6/26/18 at 10:21 pm to Barrister
Platinum - used $200 airline credit and global entry application
I think card value to be drops year 2
I think card value to be drops year 2
Posted on 6/26/18 at 10:22 pm to TigerOnTheMountain
quote:
the black card isn’t for you.
Agreed I don't even make $10k a month free cash lol
This post was edited on 6/26/18 at 10:23 pm
Posted on 6/26/18 at 10:23 pm to Barrister
quote:
But it is not unusual to have purchases up to $75k approved for good members.
When I used to build spec houses I would put a lot on my Amex Platinum just for point purposes. Paid a lot of large bills like the $75K you mentioned on it and never had an issue but like you said my spending pattern justified it.
I still spend $20-$30K per month for business expenses on cards but I can't justify the initiation and yearly fees on the Centurion.
This post was edited on 6/26/18 at 10:26 pm
Posted on 6/26/18 at 10:26 pm to stout
quote:
spending pattern
So the $65k approved not sure what in my pattern justify it. Pay my $1-2k month, but doesn't really go too much higher.
My credit is aight
Posted on 6/26/18 at 10:26 pm to thelawnwranglers
quote:
Absolutely- Centurion heard you need to spend $10k a month to get invite
I think the threshold is closer to $20k - $25k per month. Looked into it last year and realized we are only about half that. Plus the fees were stupid. Decided it was just an ego thing. Amex Platinum provides all the benefits anyone really needs.
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