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re: Which high yield savings accounts do people use and why?
Posted on 1/7/25 at 8:53 am to notsince98
Posted on 1/7/25 at 8:53 am to notsince98
I've been in Wealthfront for years as they pay generally the highest interest rates. Did just drop to 4% but you can bump it .25% or .5% with referrals.
0
Posted on 1/8/25 at 3:31 pm to Tigernomics
Just stick it in a money market account like Fidelity's SPAXX
I played around with different HYSA and the money market always earns more. You can treat it just like a checking account and pay your bills out of it, credit cards, etc.
I played around with different HYSA and the money market always earns more. You can treat it just like a checking account and pay your bills out of it, credit cards, etc.
Posted on 1/9/25 at 3:04 pm to NATidefan
quote:That works well. Their FDIC Sweep is good for interest-bearing, protected checking.
Just stick it in a money market account like Fidelity's SPAXX
quote:
Fidelity Government Money Market Fund (SPAXX)
4.04% 7-day yield
As of Jan-8-2025
Inflation can slowly eat your dollars. You may want to consider this option if you want to maximize your potential earnings. Your cash is automatically held in a money market fund.
FDIC-Insured Deposit Sweep Program
2.21% annual percentage yield
As of Jan-8-2025
You may want to consider this option if you want additional protection. Your cash (up to $5 million) is insured by the Federal Deposit Insurance Corporation (FDIC). We automatically place your cash in an account at one or more program banks.
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