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re: What % of your gross income do you save and/or invest?
Posted on 4/19/11 at 4:12 pm to kfizzle85
Posted on 4/19/11 at 4:12 pm to kfizzle85
I completely agree with the relationship thing...I don't really feel the need to go to bars as much with a LDR. My roommate also has a LDR, so we are both in the same situation, albeit his gf is closer so he sees her more often.
I'm sure the Flying Saucer will have more of my income in the coming year than I am planning (especially now that I am practically living downtown).
Whenever I BBQ or cook anything "nicer" I imagine it will cost the same, but oh well...at least it will taste great. I enjoy cooking when I have the time and the ingredients--I typically am just lacking either one or both of those
I know I will see a huge spike it spending at the beginning of my FT job because of all the random crap I will have to buy for the apartment. Silverware, dishes, cups, plates, bathroom supplies, cleaning supplies, maybe a piece of furniture, cooking pots and pans, and all of the other random things that I know I am forgetting. I think it will take a little while to accumulate it all....since I am not exactly rolling in the dough right now
In addition, I am sure I will just spend more money because I finally have an income...the leveling off will hopefully happen sooner rather than later.
I'm sure the Flying Saucer will have more of my income in the coming year than I am planning (especially now that I am practically living downtown).
Whenever I BBQ or cook anything "nicer" I imagine it will cost the same, but oh well...at least it will taste great. I enjoy cooking when I have the time and the ingredients--I typically am just lacking either one or both of those
I know I will see a huge spike it spending at the beginning of my FT job because of all the random crap I will have to buy for the apartment. Silverware, dishes, cups, plates, bathroom supplies, cleaning supplies, maybe a piece of furniture, cooking pots and pans, and all of the other random things that I know I am forgetting. I think it will take a little while to accumulate it all....since I am not exactly rolling in the dough right now
In addition, I am sure I will just spend more money because I finally have an income...the leveling off will hopefully happen sooner rather than later.
Posted on 4/19/11 at 4:20 pm to lynxcat
Yeah that's really what happened. I splurged and bought a tv. I decided I needed to look professional so I bought a ton of new clothes. I had just moved back out of living with the parents for 2 years. I was ready to drop some coin. I still haven't bought a dresser though, and I still don't have a tv in my room. I do have a gigantic L-shaped desk that takes up a third of the room though. 
Posted on 4/19/11 at 4:26 pm to kaaj24
I have no idea. All I know is that my liquid assets: stocks, CDs, savings account increase an average of 15% per year. So, I guess I'm saving and investing that much.
Posted on 4/20/11 at 11:47 am to kaaj24
25% to 401k
5k to fund Roth
5k to "other"
so about 40%
but I live a simple life. My only real bill is my house note which is only $470.
5k to fund Roth
5k to "other"
so about 40%
but I live a simple life. My only real bill is my house note which is only $470.
Posted on 4/20/11 at 11:48 am to lynxcat
quote:
What is the limit contributions you can make to a 401(k) each year?
$16,500
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