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Thinking about re-financing my home
Posted on 1/27/09 at 6:12 pm
Posted on 1/27/09 at 6:12 pm
Has anyone re-financed lately?
Thinking it might be a good way to lower payments.
Please let me know if you've had any good or bad experiences lately and if there's anyone company that you would recommend (online or B&M).
Thanks in advance.
Posted on 1/27/09 at 8:11 pm to MIKEDATIGER
Refinanced through Primerica (Citi) consolidated some debt got a lower monthly payment and cut 13 years off
Posted on 1/27/09 at 8:32 pm to MIKEDATIGER
I talked with a girl today, she said it was in the 4's now in the 5's.
Posted on 1/27/09 at 10:51 pm to LSUDad
Thanks dad
You're in Texas right?
You're in Texas right?
Posted on 1/28/09 at 7:26 am to MIKEDATIGER
I thought about refinancing my home the other day. I was offered a 4.5 for 15 years but I didn't take it b/c it would have taken me about 3 1/2 years to make up the closing costs again and I don't plan on being there that long.
Posted on 1/28/09 at 10:28 am to LSUzach
quote:
Refinanced through Primerica (Citi) consolidated some debt got a lower monthly payment and cut 13 years off
So you added to your principle (by "consolidating") and you cut off 13 years.... You do realize that is mathematically impossible unless all your "consolidated" items were a payroll/check cashing institutions, even then probably actually impossible.
Posted on 1/28/09 at 1:16 pm to yaherrdme
Maybe his previous rate was 8 - 12 %..........
Numbers would work
Numbers would work
This post was edited on 1/28/09 at 1:17 pm
Posted on 1/28/09 at 7:42 pm to LSU1018
if you know what a simple interest loan is you would know how it is possible. you should check into it really is a great thing
Posted on 1/29/09 at 9:58 am to LSUzach
Stop all the bickering and help a brother out...
Posted on 1/29/09 at 4:45 pm to MIKEDATIGER
My wife is a mortgage broker. We just refinanced our home and saved a point and half on interest. It just depends what your rate is. She can help out, just let me know.
Posted on 1/29/09 at 10:17 pm to cbtullis
Hey there
Thanks for the offer. I have Nate helping me out right now but if I need any further help, I will definitely take you up on offer.
Thanks for the offer. I have Nate helping me out right now but if I need any further help, I will definitely take you up on offer.
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