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Message
Picking a new credit card
Posted on 12/13/17 at 11:31 am
Posted on 12/13/17 at 11:31 am
Low 700s. Under 3% utilization.
Looking for largest available credit line to help boost revolving.
Household income, >140.
Willing to pay if need be. Already have venture, Costco citi, and titanium MasterCard.
Looking for largest available credit line to help boost revolving.
Household income, >140.
Willing to pay if need be. Already have venture, Costco citi, and titanium MasterCard.
Posted on 12/13/17 at 1:03 pm to X123F45
What are you looking to get? Cashback or Travel Rewards?
Posted on 12/13/17 at 1:30 pm to AmeriKop45
quote:
What are you looking to get? Cashback or Travel Rewards?
and what are your biggest monthly expense categories that you plan to put on the card?
Posted on 12/13/17 at 1:58 pm to X123F45
Don't you have a card with a 20K limit on it?
Posted on 12/13/17 at 2:23 pm to MontyFranklyn
My venture card does. But, I'm trying to get my available revolving to 100k over the next few years.
A credit pull fell off this month. I'm willing to use one pull if I can get 15-20k for it.
Card will be used minimally. Maybe 20 bucks a month. Some months 2-3k in manufactured spending. I like the venture travel rewards so far.

A credit pull fell off this month. I'm willing to use one pull if I can get 15-20k for it.
Card will be used minimally. Maybe 20 bucks a month. Some months 2-3k in manufactured spending. I like the venture travel rewards so far.

Posted on 12/13/17 at 2:26 pm to X123F45
Barclaycard Arrival + and Chase Hyatt both approved me for A LOT. Pretty good bonuses too.
Posted on 12/13/17 at 5:56 pm to X123F45
Well go for a Discover or Amex. You should be able to get 15k. I did last week with your suggestion and only use it for groceries, gas, Macy's and Belk. Christmas is going to be good for the family because my wife has been going nuts at Bell lol
Posted on 12/13/17 at 9:00 pm to MontyFranklyn
quote:
Barclaycard Arrival +
2 miles for every dollar you spend
Posted on 12/13/17 at 9:32 pm to X123F45
quote:
venture
I'm on a quest to educate this board about this card. It's a 2% cash back card you pay $59 for. Either downgrade it or cancel after earning the bonus. There are 2% cards with no fee out there and no dumb travel limitation on redemptions.
Same with Barclay Arrival, that's an earn and burn and dump as well for the same reason.
I've held these cards and so has my wife for a total of $1,600 off travel, but don't pay the fee.
This post was edited on 12/13/17 at 9:34 pm
Posted on 12/14/17 at 3:02 pm to Teddy Ruxpin
My venture card was 100% free? Forever.
Posted on 12/14/17 at 3:07 pm to Teddy Ruxpin
quote:
'm on a quest to educate this board about this card
I'm seeing:
2x miles per dollar
50,000 bonus miles after $3000 in 3 months
$0 annual fee for the first year, $95 year 2-
Never used capital one before...what does 50,000 miles amount to? and you're saying use it for a year, grab the miles, then dumb it before the 2nd year rolls around?
Posted on 12/14/17 at 3:14 pm to Lazy But Talented
50,000 Capital One miles amounts to $500 in travel. It's a straight .01 redemption. Using airline miles properly can get you a much better redemption rate as opposed to using Capital One miles.
Posted on 12/14/17 at 3:23 pm to VABuckeye
Not bad. I might take advantage of that one.
Going to get my $300 for CSR then possibly downgrade after to avoid the 2nd $450 annual fee.
Then scoop up venture card and grab that $500 in travel and dump before the $95 fee.
Nice little $800...not bad
Going to get my $300 for CSR then possibly downgrade after to avoid the 2nd $450 annual fee.
Then scoop up venture card and grab that $500 in travel and dump before the $95 fee.
Nice little $800...not bad
This post was edited on 12/14/17 at 3:24 pm
Posted on 12/14/17 at 9:42 pm to Lazy But Talented
Holy shite it's $95 now and people pay it? 

This post was edited on 12/14/17 at 9:43 pm
Posted on 12/14/17 at 9:44 pm to X123F45
So you have the worse version that came with a smaller bonus? frick man dump that card.
There are some cards that waive annual fees if you're active duty military for those that may apply to.
There are some cards that waive annual fees if you're active duty military for those that may apply to.
This post was edited on 12/14/17 at 9:44 pm
Posted on 12/14/17 at 10:14 pm to Teddy Ruxpin
That's what the website says. $0 for the first year then $95 afterwards.
Posted on 12/17/17 at 1:47 am to X123F45
I have a Citi double cash card. 2% cash reward when you use the card, then another 2% when you pay the balance.
You can get a credit increase by saying you want it increased so you can make a balance transfer. I told them that but never did make a transfer.
You can get a credit increase by saying you want it increased so you can make a balance transfer. I told them that but never did make a transfer.
Posted on 12/17/17 at 8:08 am to lsu xman
quote:
I have a Citi double cash card. 2% cash reward when you use the card, then another 2% when you pay the balance.
Pretty sure that’s 1%/1%, isn’t it?
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