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Mutual Fund Portfolio

Posted on 5/4/21 at 12:32 pm
Posted by OnDaLake
Lakeview
Member since Mar 2021
102 posts
Posted on 5/4/21 at 12:32 pm
I've got 30k in a portfolio that's about 57% US Stocks, 30% Bonds, !0% Non-US Stocks, and 2% cash. Thinking about getting a little more aggressive after I move this summer to about 70/30 stocks to bonds. I'm only 33, and this is not a retirement account. Agree?
Posted by ronricks
Member since Mar 2021
6851 posts
Posted on 5/4/21 at 12:33 pm to
at 33 I would be in zero bonds.
Posted by TheWiz
Third World, LA
Member since Aug 2007
11679 posts
Posted on 5/4/21 at 12:45 pm to
I think I am 99% VTSAX, 1% whatever the admiral bond is. I'm 36. You've gotta YOLO a little. This isn't DOGE Coin.
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
75219 posts
Posted on 5/4/21 at 12:50 pm to
I know people in their late 40’s/early 50’s that are in zero bonds.
Posted by OnDaLake
Lakeview
Member since Mar 2021
102 posts
Posted on 5/4/21 at 12:57 pm to
Aren't bonds a safer bet than stocks? I am looking for some security, and have a portfolio manager.
Posted by TheWiz
Third World, LA
Member since Aug 2007
11679 posts
Posted on 5/4/21 at 12:59 pm to
Little risk = Little reward
Posted by Leonard
New Orleans
Member since Sep 2014
4254 posts
Posted on 5/4/21 at 1:05 pm to
Unless you've already got a paid-off home

quote:

OnDaLake



and coasting to retirement, I'd beef up that stock allocation ASAP
Posted by LSUTitan
Beaumont TX
Member since Sep 2018
176 posts
Posted on 5/4/21 at 1:11 pm to
I like VIGAX or VDIGX..No Bonds!
This post was edited on 5/4/21 at 1:13 pm
Posted by STLhog
Nashville, TN
Member since Jan 2015
17718 posts
Posted on 5/4/21 at 1:14 pm to
quote:

Aren't bonds a safer bet than stocks


Sure, if you want to miss out on significant growth.

S&P has like a 40% return this year.

You'd have gotten like 1-3% in bonds.
Posted by OnDaLake
Lakeview
Member since Mar 2021
102 posts
Posted on 5/4/21 at 1:20 pm to
quote:

Sure, if you want to miss out on significant growth.

S&P has like a 40% return this year.

You'd have gotten like 1-3% in bonds.



My portfolio has grown 16% since starting it in September. I know that's not typical and reflective of the current market
Posted by OnDaLake
Lakeview
Member since Mar 2021
102 posts
Posted on 5/4/21 at 1:22 pm to
quote:

and coasting to retirement, I'd beef up that stock allocation ASAP




I have retirement through my employer, 25 years to go. This portfolio is lagniappe. We will be buying our first home this fall, if there's any left ha
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