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BehindtheWoodshed
Houston Astros Fan
Louisiana
Member since Sep 2007
2038 posts

Lightstream Home Inprovement Loan
Used lightstream a while back for a small auto loan. Super easy process with a great rate.

Anyway, was wondering if anyone out there has used them for home improvement loans? Looking at borrowing a lil bit to do some outdoor projects. Looks like they are around close to 5% for what I'm wanting to do.


lnomm34
USA Fan
Louisiana
Member since Oct 2009
10573 posts

re: Lightstream Home Inprovement Loan
quote:

Anyway, was wondering if anyone out there has used them for home improvement loans? Looking at borrowing a lil bit to do some outdoor projects. Looks like they are around close to 5% for what I'm wanting to do.


We took out $25,000 last July at 3.99% for 36 months. Should be done paying this out in April.

I also used them for an auto loan last January. I had both the auto loan and the renovation loan at the same time for a while (I've since paid off the auto loan).

They were, as you noted, super easy to deal with.

We are thinking about using them again next summer when I'm done paying the $25k off for another renovation loan. Looks like the rates won't be as good as the one I took last year.


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GoldenD
LSU Fan
Houston
Member since Jan 2015
771 posts

re: Lightstream Home Inprovement Loan
Have used them for this very purpose. Super easy and the rate was in the 5% range. It’s easy to pay extra and they’ll offer to lower the payment amount if you get ahead if you wanted to do that as well.


auisssa
Alabama Fan
Member since Feb 2010
2238 posts

re: Lightstream Home Inprovement Loan
Agree with the above two posters. Super fast and easy.

Love Lightstream.


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