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Posted on 7/14/25 at 8:25 am to Lsudx256
Only thing I ever desired a score for was a house and a car. I have both these. Everything else is cash payment because interest is money you can't ever see again.
Posted on 7/14/25 at 9:53 am to blue_morrison
quote:
Only thing I ever desired a score for was a house and a car. I have both these. Everything else is cash payment because interest is money you can't ever see again.
You know you don't pay any interest on a credit card if you pay it off in full every month
This post was edited on 7/14/25 at 9:54 am
Posted on 7/14/25 at 1:53 pm to Lsudx256
It just doesnt matter. Can you get the loan at the rate you want? If the answer is yes, why does it matter if it is 815 or 797.. If you are dropping below 750, something is wrong.
Posted on 7/14/25 at 7:53 pm to thunderbird1100
Yes maybe I should have clarified that. I treat my CC like cash. It's 0'ed every month.
Posted on 7/15/25 at 12:38 pm to Lsudx256
quote:
Is there a bigger scam than your Credit Report Score?
quote:
own my home outright, cars outright, and never carry a balance on my credit cards past the current month
It's the juice.
Posted on 7/15/25 at 3:22 pm to Lsudx256
If you don’t need credit why the frick do you care what score is?
Posted on 7/15/25 at 7:05 pm to Lsudx256
Just use your credit wisely and earn rewards with it. I do all my bills and shopping on my Sapphire card, then pay it off before interest accrues.
Then I use the points for flights, rooms, etc.
Then I use the points for flights, rooms, etc.
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