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Insuring a beach house

Posted on 9/21/22 at 9:08 pm
Posted by Teauxler
Baton Rouge
Member since Jan 2010
3877 posts
Posted on 9/21/22 at 9:08 pm
any tips / advice for a first time buyer ?
Posted by Drizzt
Cimmeria
Member since Aug 2013
15109 posts
Posted on 9/21/22 at 10:05 pm to
Sit in some warm water for 15 minutes before the quote. Makes it easier.
Posted by Sput
Member since Mar 2020
9226 posts
Posted on 9/22/22 at 6:24 pm to
Beach condo? Meh, not so bad

Beach House? Prepareth they anus.
Posted by BamaCoaster
God's Gulf
Member since Apr 2016
7495 posts
Posted on 9/22/22 at 7:44 pm to
This varies widely.
In FL, you talking panhandle or keys?
Keys=$$$$$$$
Panhandle=$$$

MS, not bad.

AL=$$$$, with 5% deductibles.

Also, year of home and year of roof impact greatly. Newer the home, cheaper the price.
Posted by SlidellCajun
Slidell la
Member since May 2019
17195 posts
Posted on 9/22/22 at 9:09 pm to
quote:

In FL, you talking panhandle or keys? Keys=$$$$$$$ Panhandle=$$$ MS, not bad. AL=$$$$, with 5% deductibles. Also, year of home and year of roof impact greatly. Newer the home, cheaper the price.


This and also
Have windows Fully protected with either working shutters, covers or film protection or maybe hurricane windows that withstand 120 mph wind.

Flood will require the house to be elevated beyond flood plain levels. Depends on where it is.

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