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HSA expense for fiance

Posted on 4/11/16 at 9:17 am
Posted by Pintail
Member since Nov 2011
12008 posts
Posted on 4/11/16 at 9:17 am
I can't find much information about this online, and I can never get a straight answer when I call my HSA provider. So I bring the question to the MT.

Can I use my HSA card to pay for my fiance's medical exenses if we are getting married before the end of the year, and will be filing taxes together for this year?
Posted by HeadyMurphey
Los Santos
Member since Jan 2008
17289 posts
Posted on 4/11/16 at 9:26 am to
I would think you can only pay for medical expenses after you get married. What happens if you don't get married?
Posted by Pintail
Member since Nov 2011
12008 posts
Posted on 4/11/16 at 9:29 am to
quote:

What happens if you don't get married?


True, but that's not too much of a risk for me to take
Posted by LSUFanHouston
NOLA
Member since Jul 2009
40784 posts
Posted on 4/11/16 at 10:40 am to
the HSA rules for qualified expenses tag off the Sch A medical deduction rules. Publication 502 states, for purposes of the Sch A deduction:

quote:

You can include medical expenses you paid for your spouse. To include these expenses, you must have been married either at the time your spouse received the medical services or at the time you paid the medical expenses


So if you can hold off paying the medical bill until after you are married, you are good to go.
Posted by baldona
Florida
Member since Feb 2016
23982 posts
Posted on 4/11/16 at 10:01 pm to
What are you looking to pay for? If you are not talking about OB appointments or something I wouldn't worry about it at all. IF you are audited, I doubt they are going to go through your medical history to see if the broken foot or emergency room visit you paid for was for you or someone else.

Plus as you said, she will become your wife this year. I mean you can attribute to last years' IRA contributions 4 months after the year.
Posted by GeauxBlonde
Member since Feb 2013
189 posts
Posted on 4/12/16 at 9:51 am to
quote:

Qualified medical expenses are those incurred by the following persons:

You and your spouse.

All dependents you claim on your tax return.

Any person you could have claimed as a dependent on your return except that:
The person filed a joint return,
The person had gross income of $4,000 or more, or
You, or your spouse if filing jointly, could be claimed as a dependent on someone else's 2015 return


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