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Started By
Message
Posted on 3/26/25 at 5:50 pm to meeple
quote:
I’m willing to play the odds on a tornado and just keep fire insurance.
What state are you in? I'm in Arkansas. Not a chance in hell would I give it up.
Posted on 3/28/25 at 9:15 am to slinger1317
quote:
choose not to escrow. I pay my property taxes and insurance annually. A long time ago I got hit with an adjustment like that and said never again. I like knowing that my mortgage payment will never change.
Is this an option? I thought the bank forced escrow. My current mortgage increased last few years bc of escrow. Looking at a new home and would much rather keep that escrow amount and pay annually.
Posted on 3/28/25 at 12:44 pm to bstew3006
quote:
Is this an option?
Yes, put 20% down, tell the bank you're declining escrow. If you're married, the wife will see that pot of money you're saving for year end and want to "borrow" from it, though.
Posted on 3/28/25 at 12:49 pm to LemmyLives
quote:
LemmyLives
I think asking for posters to be banned is some real pussy shite, but god you’re insufferable
Posted on 3/28/25 at 1:08 pm to DarthRebel
quote:
That is my recommendation to anyone where it is not required by your mortgage company. Keep that money invested, instead of loaning it to a 3rd party.
Required here.
But not bad at all at only $6.04.
Increasing my monthly bill by $1.52 per month next year.
Posted on 3/28/25 at 1:40 pm to Mingo Was His NameO
quote:
insufferable
Thanks Mingo!
I would have actually been insufferable if I'd pointed out to the last poster that the answer was a post or two above, but I didn't.
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