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re: Credit Card Rewards and Points Discussion

Posted on 5/9/23 at 8:45 pm to
Posted by Lazy But Talented
Member since Aug 2011
14444 posts
Posted on 5/9/23 at 8:45 pm to
quote:

Amex Plat


Offerring 150k points right now... Anyone still have this card? Would you recommend? Steep annual fee, but it seems like you get nearly that amount in various statement credits. I could be wrong.

I haven't churned anything in a few years.

We use Chase Sapphire Reserve for the most part now and I have Capital One Venture as a back up for international travel.
This post was edited on 5/9/23 at 8:47 pm
Posted by METAL
Member since Nov 2020
1038 posts
Posted on 5/9/23 at 9:01 pm to
Have all 3. Chase is the best I have found.
Posted by Redfish2010
Member since Jul 2007
15169 posts
Posted on 5/9/23 at 9:44 pm to
I have two platinum bonuses but one was a platinum through a bank or something like that.

I like the card a lot. The priority pass stuff is huge. The $200 airline credit is a no brainer. The clear membership is fantastic.
Posted by Teddy Ruxpin
Member since Oct 2006
39578 posts
Posted on 5/9/23 at 10:56 pm to
quote:

We use Chase Sapphire Reserve


How long have you had this?

If over four years, consider product changing to a Freedom, and then applying for Sapphire Preferred at 80k.

As for Platinum, I think I get close. Even though I have CLEAR through Platinum I can't count that in good conscience when the Precheck line is faster at my airport every time. Same with $50 Saks. I wouldn't shop there so the real value is arguably less but I get socks and tshirts out of it.

Disney uses up the $20 credit ($240). I use UberEATS a lot, so that $200 is easy. I can burn $200 on SW with early birds and so forth. Walmart+ gets ad supported Paramount Plus and comes in handy for some delivery items. I don't physically shop at Walmart but if you did it probably would be useful.

So ya you can get there, especially if you hit a few Amex offers that work for you.

As an everyday spender Platinum isn't great but Amex Gold is. That will help you actually have a point balance worth something. If you can scoop Amex Blue Business (2x everything up to $50,000 a year/100k points), then you are cooking.
This post was edited on 5/9/23 at 11:09 pm
Posted by Teddy Ruxpin
Member since Oct 2006
39578 posts
Posted on 5/9/23 at 11:14 pm to
quote:

The priority pass stuff is huge


Unfortunately my home airport doesn't have one, but man I've seen these things absolutely slammed.

I was departing Cabo and we walked right in. 30 minutes later apparently everybody else got to the airport and the line was a hundred people deep easy to enter. I don't understand that at all.
Posted by Redfish2010
Member since Jul 2007
15169 posts
Posted on 5/10/23 at 10:33 am to
Agreed on priority pass crowds. I’ve seen it happen a few times. I’ve yet to see clear not be advantageous over precheck though

The gold card is my normal daily user. The multiplier at restaurants and grocery stores is huge.

Posted by Teddy Ruxpin
Member since Oct 2006
39578 posts
Posted on 5/10/23 at 11:21 am to
quote:

I’ve yet to see clear not be advantageous over precheck though


Clear would be faster if you weren't told to wait on assistance etc. Before approaching the machines.

The checkpoint I use, if the lines are equal or slightly longer for Precheck, Precheck is faster because clear is slow to fill their scanners with passengers.

I've read reports that Precheck is clearly faster at ATL as well. Lots of comments on CLEAR articles stating the same around the country.

I still have it because some places are notoriously bad like SeaTac, even for Precheck and I'm rolling through there in a few weeks.

I guess to the government's credit they've made Precheck pretty fast where I only have to hand over my driver's license ( ) as my boarding pass and that's it.
This post was edited on 5/10/23 at 11:25 am
Posted by Teddy Ruxpin
Member since Oct 2006
39578 posts
Posted on 5/25/23 at 11:23 pm to
Ah frick I'm sick, sick I tell you. Got a targeted Amex Biz 200k points offer. Had to do it. I'm getting pulled back in after booking business class to Japan. I'm disgusted with myself
Posted by Lsut81
Member since Jun 2005
80142 posts
Posted on 5/26/23 at 5:25 am to
quote:

Got a targeted Amex Biz 200k points offer. Had to do it.


Whats the spend? 15k in 3/6 months?
Posted by I Love Bama
Alabama
Member since Nov 2007
37705 posts
Posted on 5/26/23 at 7:02 am to
quote:

Got a targeted Amex Biz 200k points offer


Sweet mother of Mary.

I have a project coming up this year that will put 7 figures on the credit card. I'm hiring a friend who is one of the credit card gurus to help me manage spend across all different cards.

Going to take a vacation for the Gods once it is over.

LINK
This post was edited on 5/26/23 at 7:03 am
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35528 posts
Posted on 5/26/23 at 7:38 am to
Here's some ideas for you.

How to spend 1 million Amex points
Posted by Teddy Ruxpin
Member since Oct 2006
39578 posts
Posted on 5/26/23 at 7:44 am to
15k in 3 months.

Have an estimated tax payment coming up so I didn't hesitate.

See if this works for y'all

Not a referral. This populated with the offer for me even though I wasn't logged in. Logged in and it stayed.

Also, on my current business card this offer showed if you scrolled down a little after logging in. It will only show once you click on the business card in your card stack that lets you shuffle between accounts (I have personal and business). Hopefully that makes sense to y'all familiar with the Amex interface.
This post was edited on 5/26/23 at 9:05 am
Posted by I Love Bama
Alabama
Member since Nov 2007
37705 posts
Posted on 5/26/23 at 7:45 am to
I'm hoping for way more than 1mm. I think with the bonuses and rotating cards I can get closer to 2.

Good article though! Credit card points don't really exist outside of USA. Everyone should be taking advantage that can
Posted by Teddy Ruxpin
Member since Oct 2006
39578 posts
Posted on 5/26/23 at 9:03 am to
Bumping the thread because I noticed you posted right after I did and may not have noticed the link/info for the offer I provided.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35528 posts
Posted on 5/26/23 at 12:48 pm to
I tend to spend a lot of points once I hit about a million. Like you I generate them quickly.
Posted by Lsut81
Member since Jun 2005
80142 posts
Posted on 5/26/23 at 7:59 pm to
Nice I may have to go with that… I’ve got the Amex Plat and have charged around 11k in flights already this year.

I need a good card for hotel/dining that is better than Platinum. Already have 50 nights this year.
Posted by Teddy Ruxpin
Member since Oct 2006
39578 posts
Posted on 5/26/23 at 9:02 pm to
quote:

hotel/dining


Gold will handle dining if you want more UR.

Hotel is tricky. That's almost Globalist with Hyatt (60). I'd love to put 60 organic stays on Hyatt and earn 5x.

If you're not going to use your favorite chain's card, then Chase Reserve is 3x.

The only other non hotel cards are 2x tops.
This post was edited on 5/26/23 at 9:03 pm
Posted by Odinson
Asgard
Member since Apr 2014
2753 posts
Posted on 5/26/23 at 9:27 pm to
Between 4 players that I personally manage, I’m on my 13th Amex biz Plat.
Posted by Teddy Ruxpin
Member since Oct 2006
39578 posts
Posted on 5/26/23 at 9:48 pm to
quote:

Between 4 players that I personally manage, I’m on my 13th Amex biz Plat.




Ya, I don't go nearly as aggressive as could be. Some of that is having kids and spend earning enough in the meantime, but I'm picking back up. Don't think I'll be that aggressive. Just slowly rotate around usually handles what I need for now. Once kids start coming along and I double my need things will change.

Use your dell credit? Seems like the Xbox GC would be great, but they don't process those consistently apparently.
This post was edited on 5/26/23 at 9:52 pm
Posted by Odinson
Asgard
Member since Apr 2014
2753 posts
Posted on 5/26/23 at 10:12 pm to
The 200k offer can possibly be pulled up in incognito mode also if initially not targeted.

I churn/burn pretty hard. Sure all these CC offers are getting better but all of the sweet spots are spontaneously getting devalued also making things pretty par.

Dell blackballed the Xbox GC. I’m running out of things to utilize dell credit. Laptops, smart home devices, sound bars and my wife might kill me if another arcade1up shows up lol.
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