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re: Credit Card Rewards and Points Discussion
Posted on 5/27/19 at 10:20 am to cmlsu
Posted on 5/27/19 at 10:20 am to cmlsu
Need some advice... Trying to decide what to do with a shite ton of SW points I will never be able to use. I'm accruing faster than I can use.
I know nothing is going to come close to redemption value for flights on SW, but what is the next best option. I looked at booking on a different international airline via their portal and it looks like 120k pts equals out to about $1k worth of airfare on another carrier.
What other options do I have?
Plus, may sign up for the premier card with that offer and have another 60k to blow through.
I know nothing is going to come close to redemption value for flights on SW, but what is the next best option. I looked at booking on a different international airline via their portal and it looks like 120k pts equals out to about $1k worth of airfare on another carrier.
What other options do I have?
Plus, may sign up for the premier card with that offer and have another 60k to blow through.
1
Posted on 5/27/19 at 6:54 pm to Lsut81
Are you married?
If not, invite and "pay" for your friend to fly with you somewhere.
I've done that twice before.
Now if you're literally not taking any vacation time at all that kinda sucks.
Or, try using another airline to built points/status with.
If not, invite and "pay" for your friend to fly with you somewhere.
I've done that twice before.
Now if you're literally not taking any vacation time at all that kinda sucks.
Or, try using another airline to built points/status with.
This post was edited on 5/27/19 at 6:56 pm
Posted on 5/27/19 at 7:10 pm to Teddy Ruxpin
quote:
Are you married? If not, invite and "pay" for your friend to fly with you somewher
Companion pass already
quote:
Now if you're literally not taking any vacation time at all that kinda sucks. Or, try using another airline to built points/status with.
I do a personal trip every other month, but with the build up of points from work and then vouchers I have due to flight delays, I can’t burn the points fast enough.
Plus, I am going for status with United now. They matched me to premier gold and I need to get in the flights to retain for next year. At least then, I can use points for international travel.
Just don’t know what to do with 3/4 million SW points
Like I said, I’d can buy airfare on other airlines with the points, they just don’t transfer at a high level. Didn’t know if there were any other options.
This post was edited on 5/27/19 at 7:12 pm
Posted on 5/27/19 at 8:10 pm to Lsut81
You can use them for other purposes but they aren't going to be worth as much, or even all that close to as much as you probably know. You're probably stuck using them for hotel stays but that will suck and you probably have a similar hotel points problem if you're traveling this much.
I think shifting a little business to another airline that you can leverage is probably a smart move that you're already doing. Over the next couple years your domestic SW usage of points tide will turn and international business class will chew chunks on the United side.
I'm not a business flyer but I've read that part of the reason those programs have all that merchandise for sale for stupid amounts of points is actually for people kinda like you. People who have way too many and the last thing they want to do is get in another airplane so why not buy the coffee maker for 40,000 points
I think shifting a little business to another airline that you can leverage is probably a smart move that you're already doing. Over the next couple years your domestic SW usage of points tide will turn and international business class will chew chunks on the United side.
I'm not a business flyer but I've read that part of the reason those programs have all that merchandise for sale for stupid amounts of points is actually for people kinda like you. People who have way too many and the last thing they want to do is get in another airplane so why not buy the coffee maker for 40,000 points
This post was edited on 5/27/19 at 8:14 pm
Posted on 5/27/19 at 8:16 pm to Lsut81
So if you’ve got crazy SW points built up and can’t use them, why not send friends/family on trips? Buy a ticket for someone’s birthday or graduation, send grandma to Hawaii, offer to fly a niece or nephew home from college for Thanksgiving. I’m sure you can think of people you can make happy with a ticket somewhere.
Posted on 5/27/19 at 8:41 pm to hungryone
quote:
So if you’ve got crazy SW points built up and can’t use them, why not send friends/family on trips? Buy a ticket for someone’s birthday or graduation, send grandma to Hawaii, offer to fly a niece or nephew home from college for Thanksgiving. I’m sure you can think of people you can make happy with a ticket somewhere.
No family and don’t like my friends that much
Posted on 5/27/19 at 8:48 pm to Teddy Ruxpin
quote:
You can use them for other purposes but they aren't going to be worth as much, or even all that close to as much as you probably know.
Yeah, flying on SW theyre worth about $9k, transferring to another carrier for international travel is worth about $5500, and cashing out for gift cards is around $5500-6k
This post was edited on 5/27/19 at 8:56 pm
Posted on 5/27/19 at 9:23 pm to htownjeep
How often do places de-value their points? We use CSR for most purchases after we get our SW companion pass. I’d like to save up for about 500,000 Chase points to go with some Hilton points (I know the points are crummy) but I was thinking I could get to 1,000,000 Hilton points. I suspect by playing the credit card game and being wise with purchases I can do this within 5 years. I’d like to take a great international trip with my family (maybe Israel +/- Egypt). I don’t want to just drop $15,000 for a trip, but if it were “free” it would be great. But I’m nervous by the 5 year mark my points will be worth a lot less. Anyone have a historical perspective here?
This post was edited on 5/27/19 at 9:24 pm
Posted on 5/27/19 at 9:37 pm to AndyJ
quote:
Anyone have a historical perspective here?
I'd say the odds of an airline having some sort of devaluation is about every 2/3 years, but how far reaching that is or how bad it is is highly variable.
Earn and burn.
Posted on 5/27/19 at 10:44 pm to Teddy Ruxpin
Are chase or American Express points safe?
And Is there a safe transfer partner to whom I can send points?
And Is there a safe transfer partner to whom I can send points?
This post was edited on 5/27/19 at 10:56 pm
Posted on 5/28/19 at 3:30 pm to AndyJ
I'm curious to hear some of the favorite BUSINESS VISA or MasterCard credit cards for earning rewards (either points, miles or cashback) for business expenses on a daily basis. Right now I'm using the Citi Costco VISA and the Chase Business Preferred VISA. But wonderinng if there may be a good one I'm missing.
Posted on 5/28/19 at 5:48 pm to AndyJ
quote:
Are chase or American Express points safe?
Their value IMO is mostly derived from where you can transfer them to. If all their partners massively devalue and that also affects the partner's partners, then the bank currency value will fall too.
quote:
And Is there a safe transfer partner to whom I can send points?
None are "safe". The safest are probably the programs who have just devalued their chart as they are unlikely to have a subsequent devaluation soon after.
This post was edited on 5/28/19 at 5:50 pm
Posted on 6/20/19 at 8:31 am to Teddy Ruxpin
Can I close an account that currently has a balance? I will pay it off before statement due date.
Posted on 6/20/19 at 8:43 am to Lazy But Talented
Shouldn't be a problem. The bank will tell you if you can't.
This post was edited on 6/20/19 at 8:44 am
Posted on 6/20/19 at 9:20 am to Teddy Ruxpin
Thanks. Dumping off these two SW cards instead of paying the annual fee.
Companion pass ends this year.
The lady likes to fly AA.
Companion pass ends this year.
The lady likes to fly AA.
Posted on 6/20/19 at 7:42 pm to Lazy But Talented
Oh I cancel cards with the annual fee on there all the time within 30 days of it posting. They will refund that.
Posted on 8/1/19 at 5:45 pm to Teddy Ruxpin
The family is taking a trip to Las Vegas in the fall where we will stay for a week. Looking to make plane reservations and hotel reservations. I’m completely new to the rewards/points game since we are not travelers (maybe fly once a year or every two years). However, my interest was peaked when I went to book flights on Southwest and saw the add for 40,000 points if you sign up for Chase SW CC. I know we will likely be headed to California in the late spring and strong possibility of flying SW. so I thought I should look into travel rewards CC to see if using purchases on this first trip could help with offsetting cost on the next trip. I’ve read on TD that the two Chase Saffire cards are popular and I was considering one of those two and the SW card. Any recommendation for which card I should go with?
Posted on 8/8/19 at 11:41 am to Teddy Ruxpin
Teddy hoping you can point me in the right direction.
Had an SPG card for years. The program changed last year and I just had too much going on to look into changing. I see the Marriott program gutted the SPG points, so looking to change.
I drive 25-30k a year for work, stay in hotels 10-15 times a year for work, and we do a family trip 1-2 times a year. I am gold with Marriott, have ~700k points, and am about 2/3's of the way to lifetime gold status. We don't fly that much (1 international flight every other year, 1-2 domestic flights on South West a year).
Debating on sticking with the Marriott Bonvoy Boundless (From Chase, since I can't get Amex signup bonus again) or going the Chase Sapphire route. Any input would be appreciated.
Had an SPG card for years. The program changed last year and I just had too much going on to look into changing. I see the Marriott program gutted the SPG points, so looking to change.
I drive 25-30k a year for work, stay in hotels 10-15 times a year for work, and we do a family trip 1-2 times a year. I am gold with Marriott, have ~700k points, and am about 2/3's of the way to lifetime gold status. We don't fly that much (1 international flight every other year, 1-2 domestic flights on South West a year).
Debating on sticking with the Marriott Bonvoy Boundless (From Chase, since I can't get Amex signup bonus again) or going the Chase Sapphire route. Any input would be appreciated.
Posted on 8/9/19 at 12:58 pm to LSU Delirium
Ok, need advice or help... Need to book a one way flight on an international carrier from HK to Singapore.
Can do it with my UR points on Singapore or Cathay, but want to see if this is a good time to use my abundance of Amex points and save some UR points.
The advantage with UR and Singapore is I can still earn miles with my mileage plus account, since Singapore Airlines is a Star Alliance member.
I believe I can transfer Amex pts to Singapore Airlines, but then can I still get mileage plus points, being ill have to create a Singapore Airlines account to receive the points and book.
Hard to find out the best way to use the Star Alliance network since i’m Gold Elite right now.
Can do it with my UR points on Singapore or Cathay, but want to see if this is a good time to use my abundance of Amex points and save some UR points.
The advantage with UR and Singapore is I can still earn miles with my mileage plus account, since Singapore Airlines is a Star Alliance member.
I believe I can transfer Amex pts to Singapore Airlines, but then can I still get mileage plus points, being ill have to create a Singapore Airlines account to receive the points and book.
Hard to find out the best way to use the Star Alliance network since i’m Gold Elite right now.
Posted on 8/9/19 at 1:08 pm to Lsut81
You don't earn miles on award flights, only paid flights.
This post was edited on 8/9/19 at 1:10 pm
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