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re: Credit Card Rewards and Points Discussion

Posted on 5/26/18 at 9:06 pm to
Posted by Teddy Ruxpin
Member since Oct 2006
40186 posts
Posted on 5/26/18 at 9:06 pm to
Ya the CSR changes didn't move the needle with me too much.

With IHG I'm glad I didn't cancel and will get another use.

I actually used Qantas to search availability. Worked really well.
Posted by Sho Nuff
Oahu
Member since Feb 2009
12782 posts
Posted on 5/26/18 at 9:11 pm to
I’ll check Quantas for a AP trip.

Yeah, the price protection loss sucks and the not earning points on that $300 is weak it nothing I’d cancel over...yet.
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 5/27/18 at 6:37 am to
quote:

10,000


LINK 80k biz card
Posted by Sho Nuff
Oahu
Member since Feb 2009
12782 posts
Posted on 5/27/18 at 1:50 pm to
Citi taking away benefits too now:
quote:

Effective July 29, 2018.

Roadside Assistance Dispatch Service and Travel & Emergency Assistance benefits will be removed and you will no longer be eligible for Lost Baggage Protection for travel purchased on or after this date.

quote:

• Citi Price Rewind: You may be reimbursed up to a maximum of $200 per item and $1,000 per calendar year. Program coverage won't include consumables, tires, watches, firearms, or ammunition. You won't be reimbursed if the lower priced item is found at a warehouse club where the merchant requires a membership fee.
• 90 Day Return Protection: Program coverage won't include firearms, ammunition, tires, jewelry, furniture or appliances.


And a few other things. Seems all these guys are gonna push the boundaries to see when people squawk.

Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 5/27/18 at 2:25 pm to
Damn. Thanks for the link. I was about to get a VISA card anyway.
Posted by chuckitdeep
Member since Nov 2008
741 posts
Posted on 5/28/18 at 8:20 am to
I have several of the Chase credit cards. I am headed down to Cabo in a week. Could you recommend any of these cards to bring down there? CSR, Freedom, Ink? Looking at trying to save on currency exchange or any benefits? Thanks.
Posted by Teddy Ruxpin
Member since Oct 2006
40186 posts
Posted on 5/28/18 at 8:30 am to
CSR should be the one you take down there.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
30166 posts
Posted on 5/28/18 at 11:15 am to
Yeah, CSR and it’s not close. Also, you might want to check and make sure your Debit/ATM card isn’t going to crush you on currency conversion fees for when you need cash.
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 5/28/18 at 8:01 pm to
Can you still do the whole “buy gas cards at Office Depot” and get 3x points since it’s at an office supply store?
Posted by Teddy Ruxpin
Member since Oct 2006
40186 posts
Posted on 5/28/18 at 8:29 pm to
Yes.

I have the 5x office supply store Ink card. I buy gas gift cards, amazon, etc.
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 5/28/18 at 10:47 pm to
The current offer is only 3x I believe. Should I have waited until the 5x makes a comeback?
Posted by Sho Nuff
Oahu
Member since Feb 2009
12782 posts
Posted on 5/28/18 at 11:04 pm to
He probably has the Ink Plus like I do which is 5x. The Ink Preferred is 3x. The Ink Cash is also 5x I believe.
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 5/29/18 at 6:24 am to
can't get the Ink+ anymore. The 5x points at office supply stores is great. The Ink biz cash 5x at office supply stores is limited to $25k spending I think. Not sure. 25k purchases at OD earns 125k URs
Posted by Sho Nuff
Oahu
Member since Feb 2009
12782 posts
Posted on 5/29/18 at 1:50 pm to
quote:

can't get the Ink+ anymore.

I know, I was answering Drew's question about "waiting till it comes back" which it won't. And yes, the Cash is limited to $25k which is more than enough for some folks and it's a no AF card so as long as you have a premium with it it's a great card. I keep going back and forth on whether to keep my Plus as I don't max it out and I'm spending $95 for a card that the Cash does mostly the same thing for free..
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 5/29/18 at 2:15 pm to
quote:

 I keep going back and forth on whether to keep my Plus as I don't max it out and I'm spending $95 for a card that the Cash does mostly the same thing for free..



I wish I would have got one for my wife when I first read this thread years ago! I max it out on the 5x the last 2 years and it resets this week, June 1. Gyft and OD has been the main 5x drivers. I might as well get the cash too since I have one slot left with Chase.
Posted by Teddy Ruxpin
Member since Oct 2006
40186 posts
Posted on 5/29/18 at 5:44 pm to
I have a plus and a cash with 5x.

I keep the Plus(old Bold) for transfer options to my own flyer accounts. Chase keeps moving the goalposts on transfers every so often so it's insurance.

I could be AU on my wife's CSR but again, game is always changing.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
30166 posts
Posted on 5/29/18 at 10:38 pm to
I downgraded my Plus to Cash a year or two ago. I don’t full blown manufacture spend, so I couldn’t justify the AF.
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 5/29/18 at 10:49 pm to
Well shite. Now I’m wondering if I should have done the cash instead of the regular ink.
Posted by Sho Nuff
Oahu
Member since Feb 2009
12782 posts
Posted on 5/30/18 at 3:34 am to
Yeah, I’m just too busy and lazy to MS. But the more I see what I can do with UR, I know i need to do MS more. I do some here and there but the OD certainly sounds like the way to go. Right now I have Ink +, Cash, Preferred, and CSR but I’ll get rid of Preferred for sure before AF. Just need to decide on + but I’ll likely keep it.
This post was edited on 5/30/18 at 3:37 am
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 5/30/18 at 8:25 am to
Why are you getting rid of the preferred? What cards will you be using instead?

Got the wife’s LLC to sign up for the preferred so we can use that as our gas card/ at Costco since we don’t already have a Visa.

I already have the AMEX Platinum (primarily for the benefits and booking flights)
Barclay Arrival Plus (for travel and every day use)

Figured the ink would be a good addition for gas cards, paying for internet, etc.
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